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SECURED LOANS

Our secured Lifestyle Loan is the one for you if:

  • You are looking for an affordable loan secured against your home
  • You want to borrow from £1,000 to £250,000*
  • You want affordable repayments over 2 to 25 years
  • You are an existing Principality mortgage customer

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> > Secured Loans

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

KEY FACTS

  • A great rate of 4.99% p.a. variable (overall cost for comparison 5.3% APR)
  • * Borrow up to 85% of the value of your home - from £1,000 to £250,000
  • It's quick and easy to arrange
  • Affordable repayments over 2 to 25 years
  • Product fee £195
  • No early repayment charges apply
  • Our Lifestyle Loan is a loan which is secured against your property, along with your mortgage
  • Lifestyle Loans are not available with our Flexible mortgages. Though you may be able to access extra cash with a drawdown facility. Give us a call to find out more.

* Loans subject to our application and suitability criteria and affordability. If the amount you wish to borrow plus the amount outstanding on your mortgage is 75% or more than your property's value, we reserve the right to undertake a revaluation of your property.

Find out more

To find out more about secured loans from Principality, call 0845 045 0006 or visit your local branch

If you do not have a Principality mortgage, we can still help you with a secured homeowner loan, through our wholly owned subsidiary, Nemo Personal Finance. It's straightforward to apply online.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

This website is only for use in the UK and the products and services on it are only available to you if you are a UK resident. Mortgages are only available on properties in England and Wales.

To help us maintain our service and security standards, telephone calls may be monitored or recorded. Your personal details may be used to contact you about your application.

Principality Building Society is authorised and regulated by the Financial Services Authority (Authorisation No. 155998). The Financial Services Authority does not regulate commercial or business related mortgages.