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CURRENT INTEREST RATES

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Internet Savings Account

ProductBalanceAERGrossNetLink
e-Saver Issue 5 £1 - £1,000,000 3.01%
(Year 1)
3.01% p.a. (variable) Year 1 includes a bonus rate of 1.36% from the date of account opening 2.41% Find out more
1.65%
(Year 2)
1.65% p.a. (variable) Year 2 (no bonus payable) 1.32%
e-ISA Issue 3 £1 plus 3.10% 3.10% (variable) tax-free p.a. including 1.30% bonus paid for 1 year from account opening. Find out more

Tax-free Savings Account - ISAs

ProductBalanceAERTax-freeLink
Variable Rate Cash ISA £1 plus 0.60% 0.60% (variable) Find out more
One Year Fixed Rate ISA Issue 89 £500 - £5,640 3.00% 3.00% (fixed) Find out more
18 Month Fixed Rate ISA Issue 90 £500 plus 3.22% 3.25% (fixed) Find out more
5 Year Fixed Rate ISA Issue 92 £500 plus 3.75% 3.75% (fixed) Find out more
Promise ISA Unconditional Bonus Year 1 (Variable - Annual Interest) £500 plus 2.60% (variable) including 0.80% bonus rate paid 2.60% (variable) Find out more
Unconditional Bonus Year 1 (Variable - Monthly Interest) £500 plus 2.57% (variable)
Without Bonus Year 2 Onwards (Variable - Annual Interest) £500 plus 1.80% (variable) 1.80% (variable)
Without Bonus Year 2 Onwards (Variable - Monthly Interest) £500 plus 1.79% (variable)
Conditional Bonus Year 2 Onwards (Variable - Annual Interest) £500 plus 2.30% (variable) including 0.50% bonus rate paid 2.30% (variable)
Conditional Bonus Year 2 Onwards (Variable - Monthly Interest) £500 plus 2.29% (variable)

No Notice Savings Accounts

ProductBalanceAERGrossNetLink
Instant Access Savings Account £50,000 plus 0.10% 0.10% (variable) 0.08% Find out more
£20,000 - £49,999 0.10% 0.10% (variable) 0.08%
£1 - £19,999 0.10% 0.10% (variable) 0.08%

Fixed Term Savings

ProductBalanceAERGrossNetLink
Regular Saver Issue 11 £20 - £500 (per calendar month) 4.00% 4.00% 3.20% Find out more
1 Year Fixed Term Variable Interest Rate Bond Issue 205 (Annual Interest) £500 - £2,000,000 3.00% 3.00% 2.40% Find out more
1 Year Fixed Term Variable Interest Rate Bond Issue 205 (Monthly Interest) £500 - £2,000,000 3.00% 2.96% 2.37% Find out more
2 Year Variable Rate Bond Issue 211 (Annual Interest) £500 - £2,000,000 3.30% 3.30% 2.69% Find out more
2 Year Variable Rate Bond Issue 211 (Monthly Interest) £500 - £2,000,000 3.30% 3.25% 2.60% Find out more
3 Year Fixed Rate Bond Issue 209 (Annual Interest) £500 - £2,000,000 3.50% 3.50% 2.80% Find out more
3 Year Fixed Rate Bond Issue 209 (Monthly Interest) £500 - £2,000,000 3.50% 3.45%

2.76%

Find out more
5 Year Fixed Rate Bond Issue 210 (Annual Interest) £500 - £2,000,000 3.75% 3.75% 3.00% Find out more
5 Year Fixed Rate Bond Issue 210 (Monthly Interest) £500 - £2,000,000 3.75% 3.69% 2.95% Find out more
Member Variable Bond Issue 17 (10+ Years Membership) £500 - £20,000 sole £40,000 joint 3.50% 3.53% 2.82% Find out more
Member Variable Bond Issue 17 (5+ Years Membership) £500 - £20,000 sole £40,000 joint 3.40% 3.43% 2.74% Find out more
Member Variable Bond Issue 17 (2+ Years Membership) £500 - £20,000 sole £40,000 joint 3.30% 3.33% 2.66% Find out more
Cancer Research Wales Bond £500 - £2,000,000 3.05% 3.06% 2.45% Find out more

Notice Savings Accounts

ProductsBalanceAERGrossNetLink
Promise Saver Year 1 Unconditional Bonus (Annual Interest) £500 - £2,000,000 2.30%Variable including 0.80% bonus rate paid 2.30% 1.84% Find out more
Year 1 Unconditional Bonus (Monthly Interest) £500 - £2,000,000 2.28% 1.82%
Year 2 Onwards, No Bonus (Monthly Interest) £500 - £2,000,000 1.50% 1.50% 1.20%
Year 2 Onwards, No Bonus (Monthly Interest) £500 - £2,000,000 1.49% 1.19%
Year 2 Onwards, Conditional Bonus (Annual Interest) £500 - £2,000,000 2.00% Variable including 0.50% bonus rate paid 2.00% 1.60%
Year 2 Onwards, Conditional Bonus (Monthly Interest) £500 - £2,000,000 1.98% 1.58%
60 Day Direct (Annual Interest) £1,000 - £500,000 2.60% - Year 1 2.60% p.a. Variable - Year 1 includes a bonus rate of 1.00% from the date of account opening 2.08% Find out more
1.60% - Year 2 1.60% - Year 2 1.28%
60 Day Direct (Monthly Interest) £1,000 - £500,000 2.60% - Year 1 2.57% p.a. Variable - Year 1 includes a bonus rate of 1.00% from the date of account opening 2.05% Find out more
1.60% - Year 2 1.57% 1.25%

Children's Savings Accounts

ProductBalanceAERGrossNetLink
Children's Savings Account £1 - £25,000 0.90% 0.90% 0.72% Find out more
Dylan's Regular Saver Bond Issue 3 £10 - £150 (per calendar month) 4.50% 4.50% 3.60% Find out more

Business Savings Accounts

ProductBalanceAERGrossNetLink
Fixed Rate Bond 6 Months £10,000 - £5,000,00 1.76% 1.75% 1.40% Find out more
Fixed Rate Bond 1 Year £10,000 - £5,000,000 2.55% 2.55% 2.04 Find out more
Fixed Rate Bond 2 Years £10,000 - £5,000,000 2.92% 3.00% 2.40% Find out more
Fixed Rate Bond 3 Years £10,000 - £5,000,000 3.24% 3.24% 2.72% Find out more
30 Day Notice Account (Annual Interest) £10,000 - £5,000,000 1.50% 1.50% 1.20% Find out more

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

# Net is the rate of interest payable after the deduction of income tax at the rate specified by law.

^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

 

Principality Building Society is authorised and regulated by the Financial Services Authority (Authorisation No. 155998). Principality Building Society, Principality Buildings, Queen Street, Cardiff, CF10 1UA.