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PREVIOUS INTEREST RATES

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These interest rates were effective from 01/01/2014 to 05/12/15. New rates now apply.

Variable Rate ISA Accounts - Rates effective from 01/01/14 to 05/12/15
Account Balance Tax-free^ AER† Net# p.a.
e-ISA Issue 1 £1 plus 1.30% N/A
e-ISA Issue 5 £1 plus 1.30% N/A
e-ISA Issue 6 £1 plus 1.30% N/A
e-ISA Issue 7 £1 plus 1.30% N/A
e-ISA Issue 8 £1 plus 1.20% N/A
ISA Capital Plan £1 plus 0.60% N/A
30 Day Variable Rate Cash ISA £1 plus 1.60% N/A
Promise ISA Issue 1 - Rates effective to 21/03/15 Without bonus
£500 - £15,000 (annual interest) 1.80% N/A
£500 - £15,000 (monthly interest) 1.79% / 1.80% N/A
With bonus
£500 - £15,000 (annual interest) 2.30% N/A
£500 - £15,000 (monthly interest) 2.29% / 2.30% N/A
Promise ISA Issue 2 - Rates effective to 21/03/15 Without bonus
£500 - £15,000 (annual interest) 1.50% N/A
£500 - £15,000 (monthly interest) 1.49% / 1.50% N/A
With bonus
£500 - £15,000 (annual interest) 2.00% N/A
£500 - £15,000 (monthly interest) 1.99% / 2.00% N/A
Promise ISA Issue 3 - Rates effective to 21/03/15 Without bonus
£500 - £15,000 (annual interest) 1.50% N/A
£500 - £15,000 (monthly interest) 1.49% / 1.50% N/A
With bonus
£500 - £15,000 (annual interest) 2.00% N/A
£500 - £15,000 (monthly interest) 1.99% / 2.00% N/A
Promise ISA Issue 1 - Rates effective from 22/03/15 Without bonus
£500 - £15,000 (annual interest) 1.50% N/A
£500 - £15,000 (monthly interest) 1.49% / 1.50% N/A
With bonus
£500 - £15,000 (annual interest) 2.00% N/A
£500 - £15,000 (monthly interest) 1.99% / 2.00% N/A
Promise ISA Issue 2 - Rates effective from 22/03/15 Without bonus
£500 - £15,000 (annual interest) 1.30% N/A
£500 - £15,000 (monthly interest) 1.29% / 1.30% N/A
With bonus
£500 - £15,000 (annual interest) 1.80% N/A
£500 - £15,000 (monthly interest) 1.79% / 1.80% N/A
Promise ISA Issue 3 - Rates effective from 22/03/15 Without bonus
£500 - £15,000 (annual interest) 1.30% N/A
£500 - £15,000 (monthly interest) 1.29% / 1.30% N/A
With bonus
£500 - £15,000 (annual interest) 1.80% N/A
£500 - £15,000 (monthly interest) 1.79% / 1.80% N/A
Promise ISA Issue 4 Without bonus
£500 - £15,000 (annual interest) 1.30% N/A
£500 - £15,000 (monthly interest) 1.29% / 1.30% N/A
With bonus
£500 - £15,000 (annual interest) 1.80% N/A
£500 - £15,000 (monthly interest) 1.79% / 1.80% N/A
Promise ISA Issue 5 (Opened 06/04/14) Without bonus
£500 - £15,000 (annual interest) 0.90% N/A
£500 - £15,000 (monthly interest) 0.90% / 0.90% N/A
With bonus
£500 - £15,000 (annual interest) 1.40% N/A
£500 - £15,000 (monthly interest) 1.40% / 1.40% N/A
Variable Rate Accounts - Rates effective from 01/01/14 to 05/12/15
Account Balance Gross* p.a. / AER† Net# p.a.
Deposit £1 plus 0.10% 0.08%
Personal Deposit £1 plus 0.10% 0.08%
Special Instant Access £1 plus 0.10% 0.08%
Preference Share £1 plus 0.10% 0.08%
Cheque-A-Month No Notice £1 plus 0.10% 0.08%
7 Days' Notice £1 plus 0.15% 0.12%
60 Days' Notice £1 plus 0.40% 0.32%
Corporate Deposit £50,000 plus 0.10% 0.08%
£20,000 - £49,999 0.10% 0.08%
£1 - £19,999 0.10% 0.08%
Charities & Overseas Residents Issue 1 & 2 No Notice £20,000 plus 0.10% N/A
No Notice £1 - £19,999 0.10% N/A
7 Days' Notice £1 plus 0.15% N/A
60 Days' Notice £1 plus 0.35% N/A
Super Option £1 plus (annual interest) 0.15% 0.12%
£1 plus (monthly interest) 0.15% 0.12%
e-Saver Issue 1 £1 - £1,000,000 1.10% 0.88%
e-Saver Issue 8 £1 - £1,000,000 1.10% 0.88%
e-Saver Issue 9 £1 - £1,000,000 1.10% 0.88%
e-Saver Issue 10 £1 - £1,000,000 1.10% 0.88%
e-Saver Issue 11 £1 - £1,000,000 1.00% 0.80%
Monthly Saver £1 plus 1.05% 0.84%
60+ Monthly Income £1 - £500,000 0.70% 0.56%
Super Six Without bonus
£50,000 plus 0.70% 0.56%
£1 - £49,999 0.35% 0.28%
Super Six With bonus
£50,000 plus 0.95% 0.76%
£1 - £49,999 0.60% 0.48%
7 days' Notice £1 plus (annual interest) 0.15% 0.12%
£1 plus (monthly interest) 0.15% 0.12%
30 Day Direct Issue 1 £1,000 - £500,000 (annual interest) 1.90% 1.52%
£1,000 - £500,000 (monthly interest) 1.86%/1.90% 1.48%
30 Day Direct Issue 2 £1,000 - £500,000 (annual interest) 1.60% 1.28%
£1,000 - £500,000 (monthly interest) 1.57%/1.60% 1.25%
60 Day Direct Issue 1 £1,000 - £500,000 (annual interest) 1.60% 1.28%
£1,000 - £500,000 (monthly interest) 1.57%/1.60% 1.25%
Monthly Income £50,000 plus 0.60% 0.48%
£1 - £49,999 0.40% 0.32%
Reward Saver Account £500 - £2,000,000 (without bonus) 0.10% 0.08%
£500 - £2,000,000 (with bonus) 2.00% 1.60%
Postal £1 plus (annual interest) 0.50% 0.40%
£1 plus (monthly interest) 0.50% 0.40%
Promise Saver Issue 1 - Rates effective to 21/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.50% 1.20%
£500 - £2,000,000 (monthly interest) 1.49%/1.50% 1.19%
With bonus
£500 - £2,000,000 (annual interest) 2.00% 1.60%
£500 - £2,000,000 (monthly interest) 1.99%/2.00% 1.59%
Promise Saver Issue 2 - Rates effective to 21/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.50% 1.20%
£500 - £2,000,000 (monthly interest) 1.49%/1.50% 1.19%
With bonus
£500 - £2,000,000 (annual interest) 2.00% 1.60%
£500 - £2,000,000 (monthly interest) 1.99%/2.00% 1.59%
Promise Saver Issue 3 - Rates effective to 21/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.50% 1.20%
£500 - £2,000,000 (monthly interest) 1.49%/1.50% 1.19%
With bonus
£500 - £2,000,000 (annual interest) 2.00% 1.60%
£500 - £2,000,000 (monthly interest) 1.99%/2.00% 1.59%
Promise Saver Issue 1 - Rates effective from 22/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.20% 0.96%
£500 - £2,000,000 (monthly interest) 1.19%/1.20% 0.96%
With bonus
£500 - £2,000,000 (annual interest) 1.70% 1.36%
£500 - £2,000,000 (monthly interest) 1.69%/1.70% 1.36%
Promise Saver Issue 2 - Rates effective from 22/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.20% 0.96%
£500 - £2,000,000 (monthly interest) 1.19%/1.20% 0.96%
With bonus
£500 - £2,000,000 (annual interest) 1.70% 1.36%
£500 - £2,000,000 (monthly interest) 1.69%/1.70% 1.36%
Promise Saver Issue 3 - Rates effective from 22/03/15 Without bonus
£500 - £2,000,000 (annual interest) 1.20% 0.96%
£500 - £2,000,000 (monthly interest) 1.19%/1.20% 0.96%
With bonus
£500 - £2,000,000 (annual interest) 1.70% 1.36%
£500 - £2,000,000 (monthly interest) 1.69%/1.70% 1.36%
Promise Saver Issue 4 Without bonus
£500 - £2,000,000 (annual interest) 1.10% 0.88%
£500 - £2,000,000 (monthly interest) 1.09%/1.10% 0.87%
With bonus
£500 - £2,000,000 (annual interest) 1.60% 1.28%
£500 - £2,000,000 (monthly interest) 1.59%/1.60% 1.27%
Promise Saver Issue 5 (Opened 06/04/14) Without bonus
£500 - £2,000,000 (annual interest) 0.75% 1.20%
£500 - £2,000,000 (monthly interest) 0.75%/0.75% 0.60%
With bonus
£500 - £2,000,000 (annual interest) 1.25% 1.00%
£500 - £2,000,000 (monthly interest) 1.25%/1.25% 1.00%
Instant Summer Saver Issue 1 £500 - £15,000 1.50% 1.20%
Instant Summer Saver Issue 2 £500 - £15,000 1.50% 1.20%
Variable Rate Fixed Term Bonds - Rates effective from 01/01/2014 to 05/12/15
Account Balance Gross* p.a. / AER† Net# p.a.
Member Variable Bond Issue 19 10+ years £500 - £20,000 (£40,000 for joint accounts) 2.62%/2.60% 2.10%
5+ years £500 - £20,000 (£40,000 for joint accounts) 2.52%/2.50% 2.02%
2+ years £500 - £20,000 (£40,000 for joint accounts) 2.41%/2.40% 1.93%
2 Year Variable Rate Bond Issue 211 £500 - £2,000,000 (annual interest) 3.30% 2.64%
£500 - £2,000,000 (monthly interest) 3.25%/3.30% 2.60%
2 Year Variable Rate Bond Issue 217 £500 - £2,000,000 (annual interest) 2.80% 2.24%
£500 - £2,000,000 (monthly interest) 2.76%/2.80% 2.21%
2 Year Variable Rate Bond Issue 220 £500 - £2,000,000 (annual interest) 2.60% 2.08%
£500 - £2,000,000 (monthly interest) 2.57%/2.60% 2.06%
2 Year Variable Rate Bond Issue 223 £500 - £2,000,000 (annual interest) 2.25% 1.80%
£500 - £2,000,000 (monthly interest) 2.23%/2.25% 1.78%

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

# Net is the rate of interest payable after the deduction of income tax at the rate specified by law.

^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

 

Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.