1 Year Fixed Rate Cash ISA (Issue 332)
Our 1 Year Fixed Rate ISA may be right for you if you have a lump sum to invest and you can leave your investment untouched for 1 year.
Cyfraddau llog | Balans | Tax-free^ each year | AER† | |
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Llog Blynyddol | £500 - £20,000 | 4.45% | 4.45% | |
Llog Misol | £500 - £20,000 | 4.36% | 4.45% |
- Apply online, in branch or agency
- Save from £500 to £20,000
- You can only pay your ISA Allowance into one Principality Cash ISA in the current tax year.
- Transfer in existing ISAs by completing a form via post or in branch. ISA funds need to be available to be transferred within 5 business days of your request
- Interest is calculated on your daily balance and paid on maturity or monthly
- Additional deposits permitted while the ISA remains on sale
- No withdrawals allowed before the end of the 1 year term
- Closure permitted subject to loss of 90 days' interest
- Limited availability
- Blwch Crynodeb
- Cyfrifo eich cynilion
- Cymorth a chanllawiau
Blwch Crynodeb | |
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Beth yw'r gyfradd llog? | Fixed maturity interest 4.45% Tax-free^ each year 4.45% AER† Fixed monthly interest 4.36% Tax-free^ each year 4.45% AER† (See the meanings of ‘Tax-free’ and ‘AER’ at the bottom of the page) Interest is calculated each day on the money in the account and paid: whichever you choose. |
A all y Principality newid y gyfradd llog? | No, the rate is fixed for one year until the ISA matures (when the account comes to an end). |
Beth fyddai'r balans amcangyfrifedig ar ôl 12 mis yn seiliedig ar adnau o £1,000? | £1,044.50 This is based on you choosing to have interest paid at maturity and added to your ISA, and not making any further payments into the account |
Sut ydw i’n agor a rheoli fy nghyfrif? |
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A gaf i godi arian? |
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Gwybodaeth ychwanegol |
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Savings calculator
- The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
- The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
- It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future).
Before you apply below, please read the 1 Year Fixed Rate Cash ISA Issue 332 Terms & Conditions
If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.
You can only invest in one Principality Cash ISA per tax year.
As you will be bound by the account terms of the ISA and your information is held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them please contact us for further information.
- 1 Year Fixed Rate Cash ISA Issue 332 Account Terms and Product Summary Information
- Savings Terms and Conditions
- Privacy Policy
Please also read the following:
- Basic information about the protection of your eligible deposits
- Electronic Verification Guide
- Tariff of Charges
- Your Information
^ Tax-free means UK Income Tax and Capital Gains Tax is not deducted from the interest you earn. This depends on your individual circumstances, and may change in future.
† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid once each year on the whole balance, including previous interest payments.
Putting money into your savings account Once you've opened your savings account, for most accounts you should pay money in within 5 business days. Click here for information on how you can do that.
Pam y Principality?
- 6ed cymdeithas adeiladu fwyaf y DU
- Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
- Dros 160 mlynedd o brofiad
- Gofalu am werth dros £12 biliwn o asedau ein cwsmeriaid
- Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.
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