Bond Cynilo Rheolaidd 1 Flwyddyn

Our 1 Year Regular Saver Bond may be right for you if you have a regular amount to invest each month and can leave your investment untouched for a year.

  Cyfraddau llog Gros* y fl. AER†
Cyfradd llog 2.00% 2.00%
  • Save online, in branch or by post
  • Save up to £500 a month for one year
  • Interest is calculated on your daily balance and paid on maturity
  • Multiple deposits are permitted up to the monthly maximum
  • No withdrawals allowed before the end of the 1 year term
  • Early closure permitted, however you won't receive the advertised interest rate 
  • Only one Bond per person
  • Limited availability
Summary Box
  Summary Box
Account name 1 Year Regular Saver Bond Issue 17
What is the interest rate? 2.00% Gross* p.a. / AER† (Fixed)

Interest is calculated on your daily balance and paid on the anniversary of your bond opening, on maturity.
Can Principality change the interest rate? No, the rate on this bond is fixed for 1 year until maturity.
What would the estimated balance be after 12 months based on a £3,600 deposit? £3,639 (based on 12 monthly deposits of £300 made on the 1st of each month and the assumption that no further deposits or withdrawals are made).
How do I open and manage my account?
  • You must be aged 16 or over and a UK resident for tax purposes to open and operate this bond. The bond can be held in multiple names, but you can’t have more than one bond in your name.
  • Open your bond in branch, agency, online or by post.
  • Minimum balance is £20, maximum balance is £6,000.
  • You are not obliged to pay into your bond every month. Multiple monthly deposits can be made, as long as you don't exceed the maximum monthly deposit of £500.
  • The bond will mature after one year on the opening anniversary.
  • Manage your bond in branch, agency, online or by post.
Can I withdraw money?
  • No, you cannot make any withdrawals prior to maturity.
  • You can close your bond, but any interest you've earned will be calculated at the rate of our Instant Access Account or the nearest equivalent available, if you do this before maturity.
  • We will write to you before your bond matures to let you know what you can do with your balance.
  • If we don't receive any instructions from you before your bond matures, your balance will be transferred to our Instant Access Account or its nearest equivalent.
Additional information
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • If the total amount of interest you earn exceeds your Personal Savings Allowance then you may have to pay tax directly to HMRC. For more information visit and search ‘Personal Savings Allowance’.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.
  • Rates correct as at 08/01/18.
Calculate your savings

Savings calculator

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  1. The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
  2. The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
  3. It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future). 

Before you apply below, please read the Telerau ac Amodau Bond Cynilo Rheolaidd 1 Flwyddyn Rhif 17

Gan y byddwch yn rhwym i Delerau Cyfrif y cyfrif, mae'n rhaid i chi eu darllen. Os nad ydych yn deall unrhyw un o'r telerau ac amodau cysylltwch â ni i gael rhagor o wybodaeth..

Rydym yn argymell eich bod yn argraffu ac yn cadw copi o'r telerau ac amodau hyn ar gyfer eich cofnodion..

Darllenwch y canlynol hefyd:

* Gros yw’r gyfradd llog sy’n daladwy yn ôl y contract cyn tynnu treth incwm yn unol â’r gyfradd a ddynodir gan y gyfraith.

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.


Bond Cynilo Rheolaidd 1 Flwyddyn Rhif 17

Recommended Provider for Savings August 2017

Which Recommended Provider Savings Accounts August 2017

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £9 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.

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