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LIFE INSURANCE FOR OVER 50s

Guaranteed Lifelong Protection from Aviva, is one for you if you want:

  • Cover for the rest of your life and are aged
    between 50 and 80
  • No medical and no health questions
  • A cash lump sum

Ways to Apply

In branch:
Book an appointment
By phone:
0800 0323 630

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  • Cover from
    £10 per month*

    Guaranteed Lifelong Protection is an over 50s life insurance plan provided by Aviva

    If you're aged between 50 and 80, this is a simple and affordable way to leave your loved ones a cash sum when you die, help pay funeral expenses or any outstanding debts.

    * Premiums from £10 to £50 and payable monthly. Your sum assured is dependent on your age, gender and chosen monthly premium.


Please read the Key Features and Terms and Conditions of the Plan before applying.

  1. Your monthly premium will never go up – making it easier for you to budget
  2. You only pay your premiums for a fixed term and you will be covered for the rest of your life
  3. Guaranteed acceptance if you’re between 50 and 80, a UK resident and you have not exceeded the premium limits
  4. Quick and easy to apply – no medical and no health questions
  5. This plan has no cash in value and cover will cease if you stop paying the premiums during the premium term
  6. Unlike some plans, this plan will pay out the full sum assured if you die after just the first year of cover
  7. If you die due to an accident after the first year of cover, Aviva pay double the full sum assured
  8. As long as you keep up your payments, you will be covered until your death, but you only pay your premiums for a fixed term. The term you pay premiums for will depend on your age when your policy starts
  9. You can put your plan in trust to guard against inheritance tax

  • Your cover amount is fixed from the start of the plan so inflation could reduce the value of the sum assured

  • If you die within the first year, other than due to a fatal accident, you will only get back the premiums you’ve paid in

  • Total premiums payable may be more than the amount paid on death

  • If you do not pay premiums for the agreed period, the cover will end and you will get nothing back

  • From 25/01/11, a maximum monthly premium limit of £100 per life insured applies. Any plans issued prior to 25/01/2010 are not taken into account when applying this limit.

As you will be bound by the terms and conditions of the account, you must read them. If you do not understand any of the terms and conditions please contact us for further information.

Ways to apply

What can I do next?

Other ways to apply:

By phone:
0845 0323 630

Ways to apply

What can I do next?

Other ways to apply:

By phone:
0845 0323 630

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Aviva Life Services UK Limited. Registered in England No 2403746. Registered address: 2 Rougier Street, York, YO90 1UU. Aviva Life Services UK Limited is authorised and regulated by the Financial Services Authority (Authorisation No. 145452).

Principality Building Society which is authorised and regulated by the Financial Services Authority (Authorisation No.155998), introduces only to Aviva Life Services UK Limited for life assurance, pensions and investments.