Buy To Let Mortgages

If you are a new buyer purchasing your first property to let or expanding your portfolio of property to rent out, Principality offer a range of buy to let mortgages with competitive buy to let mortgage rates through independant mortgage brokers and our branches.

Some Things You Should Know Before You Go Further

  • LTV - The maximum loan to valuation we will consider is 75%
  • Portfolio - We can only offer buy to let mortgages to applicants with a maximum of 5 rental properties, including the property associated with this application
  • Location - The mortgage must be for a buy to let property in Wales or England
  • Rental Income - This should be at least 125% of the monthly interest payments

Buy to Let Mortgages Types

  • Fixed buy to let mortgage rates allow you to pay a fixed interest rate for a set number of years
  • Tracker buy to let mortgage rates are linked to the Bank of England Bank Rate for the first few years of your buy to let mortgage.
  • Discounted buy to let mortgage rates offer interest rates below our Standard Variable Rate (SVR) for the first few years of your buy to let mortgage

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.

  Initial rate Until Then standard variable rate Overall cost for comparison (APRC) Product Fee Mortgage Commitment Fee  
60% LTV Buy To Let Fixed Rate Mortgage 2.75% 30/06/18 4.99% 4.8% £0 £0 More details
60% LTV Buy To Let Discount Mortgage 2.50% 30/06/18 4.99% 4.8% £0 £0 More details
60% LTV Buy To Let Fixed Rate Mortgage 2.15% 30/06/18 4.99% 4.8% £895 £99 More details
60% LTV Buy To Let Fixed Rate Mortgage 2.80% 30/06/18 4.99% 4.9% £895 £0 More details
60% LTV Buy To Let Fixed Rate Mortgage 3.5% 30/06/21 4.99% 4.6% £0 £0 More details
70% LTV Buy To Let Discount Mortgage 2.85% 30/06/18 4.99% 4.8% £0 £99 More details
75% LTV Buy To Let Discount Mortgage 3.15% 30/06/18 4.99% 4.9% £0 £99 More details
75% LTV Buy To Let Discount Mortgage 3.20% 30/06/19 4.99% 4.8% £0 £0 More details
75% LTV Buy To Let Fixed Rate Mortgage 3.05% 30/06/19 4.99% 4.8% £895 £99 More details


Consumer Buy-To-Let Mortgage Contracts

  • 6th largest UK building society
  • A mutual building society, owned by and run for the benefit of our 500,000 members
  • Over 150 years experience
  • Taking care of over £7 billion of our customers' assets
  • 6th largest UK building society
  • A mutual building society, owned by and run for the benefit of our 500,000 members
  • Over 150 years experience
  • Taking care of over £7 billion of our customers' assets