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First time buyers

First Time Buyers

Buying your first home?

Our helpful guide for first time buyers lets you know what to expect at each step of buying your first home.

Mortgage calculator

• How much can I borrow?

• How much will it cost?
Use our mortgage calculator

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Need help understanding mortgages?

Watch our animated guide introducing the basics of a mortgage (02:22)

Watch our animated video guide

We walk you though the basic things to know when you start researching mortgages and tell you how to work out the Loan to Value (LTV) of the mortgage you might need.

Our mortgage guides

We take you through the buying process step by step.

We guide you through the product options for your mortgage

Other services to consider

  • Home Insurance

    Get a quote – valid for 180 days – in as little as 2 minutes

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

This website is only for use in the UK and the products and services on it are only available to you if you are a UK resident. Mortgages are only available on properties in England and Wales.

To help us maintain our service and security standards, telephone calls may be monitored or recorded. Your personal details may be used to contact you about your application.

Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.