What is a Fixed Mortgage Rate
Unlike other mortgage rates, fixed rate mortgages mean your monthly repayments stay the same for a fixed period of time and do not change as interest rates change, no matter how high or low interest rates go.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our Fixed Rate Mortgages
|
Initial rate |
Terms |
Then changing to SVR, currently |
Overall cost for comparison |
Fee |
More details |
| 2 Year Fixed Rate |
2.99% |
Until 31/03/2014 |
4.99% |
4.9% APR |
£999 |
More about this product
|
Our 2 Year Fixed Rate 75% LTV Mortgage is the one for you, if:
- You want to carefully budget in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow 75% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
|
| 2 Year Fixed Rate - 85% LTV |
4.49% |
Until 31/03/2014 |
4.99% |
5.1% APR |
£999 |
More about this product
|
Our 2 Year Fixed Rate 85% LTV Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow the lower of 85% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
|
| 2 Year Fixed Rate - Fee Saver |
3.39% |
Until 31/03/2014 |
4.99% |
4.9% APR |
£0 |
More about this product
|
Our 2 Year Fixed Rate Fee Saver Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
|
| 90% LTV 2 Year Fixed Rate |
5.69% |
Fixed until 31/03/2014 |
4.99% |
5.3% APR |
£999 |
More about this product
|
Our 2 Year Fixed Rate 90% LTV Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow the lower of 90% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
|
| 90% LTV 2 Year Fixed Rate - No Product Fee |
5.99% |
Fixed until 31/03/2014 |
4.99% |
5.3% APR |
£0 |
More about this product
|
Our 2 Year Fixed Rate 90% LTV Exclusive No Product Fee Mortgage is the one for you, if:
- You want to borrow the lower of 90% of the value or purchase price of your property (LTV)
- You want the certainty of a fixed interest rate for 2 years
- You want to reduce the costs of arranging your mortgage
- You want to borrow up to £250,000
|
| 4 Year Fixed Rate - Cashback |
4.99% |
Until 31/03/2016 |
4.99% |
5.2% APR |
£999 |
More about this product
|
Our 4 Year Fixed Rate 85% LTV Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to borrow between 75% and 85% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
|
| 4 Year Fixed Rate - Cashback |
3.69% |
Until 31/03/2016 |
4.99% |
4.8% APR |
£0 |
More about this product
|
Our 4 Year Fixed Rate Cash Gift Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
|
| 4 Year Fixed Rate - Fee Saver |
3.59% |
Until 31/03/2016 |
4.99% |
4.8% APR |
£0 |
More about this product
|
Our 4 Year Fixed Rate Fee Saver Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
|
Fixed Mortgage Rates
With a fixed mortgage rate from Principality, your interest rate stays the same for a fixed period - no matter what happens to interest rates. So you know how much you will be paying each month, helping you to budget carefully, and plan ahead for life’s ups and downs.
