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Fixed Term Savings

FIXED TERM SAVINGS

Fixed term savings and bonds tie up your money for a set period of time while earning competitive interest rates. Principality provides you with a choice of fixed term Bonds with interest rates that are calculated daily. Interest can be paid monthly or annually into a bank account of your choice. Once you have opened an account, you can also manage your savings by post or by visiting your local branch.

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> > Fixed Term Savings and Bonds

Fixed Term Bonds

Invest your money for a fixed period of time, for 1, 2, 3 or 5 years. See individual Bonds for details of investment limits and closure.

Fixed Term Savings and Bonds

Gross* p.a. AER† Includes bonus Minimum to open Withdrawal notice More details
1 Year Regular Saver Bond Issue 16 2.00% 2.00% N/A £20 Not permitted More about this product

Our 1 Year Regular Saver Bond Issue 16 may be right for you if you have a regular amount to invest each month and can leave your investment untouched for a year.

  • You can earn a fixed interest rate
  • Interest is calculated daily and paid on Maturity
  • Minimum initial investment £20 
  • Save up to £500 per calendar month for 12 months
  • No withdrawals permitted
  • If you make a £300 cash investment into your Bond each month on the same date as the date your Bond was opened you will earn £39 gross* interest at Bond Maturity
  • In the event that the Bond is closed prior to Maturity the interest rate (Account Rate) applicable to your Bond from the date you opened it will be the Variable Account Rate applicable to our Instant Access Account
  • Limited availability
1 Year Fixed Rate Bond Issue 259 1.75% 1.75% N/A £500 Not permitted More about this product

Our 1 Year Fixed Rate Bond Issue 259 may be right for you if you have a lump sum to invest and can leave your investment untouched for one year.

A fixed rate of interest for one year means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or on Maturity
  • Invest from £500 to £2 million
  • Additional deposits permitted while the Bond remains on sale
  • Limited availability
  • No withdrawals permitted before the end of the 1 year term
  • Closure is not permitted before the end of the 1 year term
2 Year Fixed Rate Bond Issue 260 2.00% 2.00% N/A £500 Not permitted More about this product

Our 2 Year Fixed Rate Bond Issue 260 may be right for you if you have a lump sum to invest and can leave your investment untouched for two years.

A fixed rate of interest for two years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the Bond remains on sale
  • Limited availability
  • No withdrawals permitted before the end of the 2 year term
  • Closure permitted subject to loss of 180 days' gross interest. You may close your account subject to the loss of 180 days' gross interest, which will be deducted from your Account before payment is made to you and may result in you receiving less back than you originally invested if 180 days' interest has not accrued.
3 Year Fixed Rate Bond Issue 261 2.20% 2.20% N/A £500 Not permitted More about this product

A fixed rate of interest for three years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates. Our 3 year Fixed Rate Bond issue 261 may not be right for you if you have a lump sum to invest and can leave your investment untouched for 3 years

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the bond remains on sale
  • No withdrawals permitted permitted before the end of the 3 year term.
  • Closure permitted subject to loss of 270 days' gross* interest, you may close your account subject to the loss of 270 days gross* interest, which will be deducted from you Account before payment is made to you and may result in you receiving less bac than you originally invested if 270 days interest has not accrued  
5 Year Fixed Rate Bond Issue 262 2.50% 2.50% N/A £500 Not permitted More about this product

Our 5 Year Fixed Rate Bond Issue 262 may be right for you if you have a lump sum to invest and can leave your investment untouched for five years.

A fixed rate of interest for five years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the bond remains on sale
  • No withdrawals permitted before the end of the 5 year term
  • Closure permitted subject to loss of 360 days' gross* interest. You may close your account subject to the lossof 360 days' gross* interest, which will be deducted from you Account before payment is made to you and may result in you receiving less back than you originally invested if 360 days' interest has not accrued  
  • Limited availability

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

# Net is the rate of interest payable after the deduction of income tax at the rate specified by law.

 

Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.