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Fixed Term Savings

FIXED TERM SAVINGS

Fixed term savings and bonds tie up your money for a set period of time while earning competitive interest rates. Principality provides you with a choice of fixed term Bonds with interest rates that are calculated daily. Interest can be paid monthly or annually into a bank account of your choice. Once you have opened an account, you can also manage your savings by post or by visiting your local branch.

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> > Fixed Term Savings and Bonds

Fixed Term Bonds

Invest your money for a fixed period of time, for 1, 2, 3 or 5 years. See individual Bonds for details of investment limits and closure.

Fixed Term Savings and Bonds

Gross* AER† Includes bonus Minimum to open Withdrawal notice More details
1 Year Regular Saver Bond Issue 14 2.00% 2.00% N/A £20 Not permitted More about this product

Our 1 Year Regular Saver Bond Issue 14 may be right for you if you have a regular amount to invest each month and can leave your investment untouched for a year.

With a fixed rate of interest on your regular savings, all it takes is to save a bit each month and you could soon be enjoying the things in life you want.

  • Fixed interest rate
  • Interest is calculated daily and paid on Maturity
  • Invest from £20 to £500 per calendar month for 12 months to achieve published interest rate
  • Customers who miss a payment or make a monthly payment of under £20 or in excess of £500, or close the bond prior to Maturity, will not receive the above interest rate.
  • If you make a £300 cash investment into your Bond each month on the same date as the date your bond was opened you will earn £39 gross* interest at Bond Maturity
  • Limited availability
1 Year Fixed Rate Bond Issue 246 1.50% 1.50% N/A £500 Not permitted More about this product

Our 1 Year Fixed Rate Bond Issue 246 may be right for you if you have a lump sum to invest and can leave your investment untouched for one year.

A fixed rate of interest for one year means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or on Maturity
  • Invest from £500 to £2 million
  • Additional deposits permitted while the Bond remains on sale
  • Limited availability
  • No withdrawals permitted before the end of the 1 year term
  • Closure is not permitted before the end of the 1 year term
2 Year Fixed Rate Bond Issue 245 1.85% 1.85% N/A £500 Not permitted More about this product

Our 2 Year Fixed Rate Bond Issue 245 may be right for you if you have a lump sum to invest and can leave your investment untouched for two years.

A fixed rate of interest for two years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the Bond remains on sale
  • Limited availability
  • No withdrawals permitted before the end of the 2 year term
  • Closure permitted subject to loss of 180 days' gross interest. You may close your account subject to the loss of 180 days' gross interest, which will be deducted from your Account before payment is made to you and may result in you receiving less back than you originally invested if 180 days' interest has not accrued.
3 Year Fixed Rate Bond Issue 247 2.25% 2.25% N/A £500 Not permitted More about this product

A fixed rate of interest for three years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the bond remains on sale
  • No withdrawals permitted prior to Maturity. Closure permitted subject to loss of 270 days' gross* interest
5 Year Fixed Rate Bond Issue 244 2.50% 2.50% N/A £500 Not permitted More about this product

Our 5 Year Fixed Rate Bond Issue 244 may be right for you if you have a lump sum to invest and can leave your investment untouched for five years.

A fixed rate of interest for five years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

  • Fixed interest rate
  • Interest is calculated daily and you can choose to have your interest paid monthly or annually
  • Invest from £500 to £2 million
  • Additional deposits permitted while the bond remains on sale
  • No withdrawals permitted prior to Maturity. Closure permitted subject to loss of 360 days' gross* interest
  • Limited availability

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

# Net is the rate of interest payable after the deduction of income tax at the rate specified by law.

 

Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.