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ISAs

You work hard for every penny of your savings, so it makes sense to keep them somewhere smart.

With a Cash Individual Savings Accounts (ISA) you don't have to pay any tax on the interest you earn.

Whether you want an easy access or a longer term account, we can talk about the options available to save your annual Cash ISA allowance, currently £5,940.

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ISAs

Gross* AER† Includes bonus Minimum to open Withdrawal notice More details
e-ISA Issue 8 1.20% 1.20% N/A £1 None More about this product

Our online variable rate cash e-ISA Issue 8 account is simple to use and secure and you can save from as little as £1. You can also transfer in your existing years' ISA subscriptions.

  • Variable interest rate.
  • Invest up to £5,940 in this tax year 2014/15.
  • View your statements and make deposits or withdrawals online.
  • Interest is calculated daily and paid into your e-ISA account annually on the 6th April each year.
  • No notice needed to withdraw money. Your balance must not fall below the £1 minimum balance
  • From 1 July 2014 the maximum balance will increase to £15,000 (+ transfers-in of existing ISA balances)
Promise ISA Issue 5 1.40% 1.40% 0.50% £500 30 Days More about this product

Our Promise ISA Issue 5 gives you the opportunity to earn a tax-free annual bonus every year and gives you a competitive return on your money. You can also transfer in your existing years' ISA subscriptions.

  • A core interest rate of 0.90% Tax-free^ p.a./AER† variable.
  • The opportunity to earn a conditional bonus of 0.50% paid annually, if you make no more than 2 withdrawals per tax year.
  • Minimum balance £500, maximum balance £5,940 (plus transfers-in of existing ISA balances).
  • Closure and withdrawals permitted subject to 30 days' notice or loss of 30 days' interest on the amount you withdraw if no notice given.
  • Interest is calculated daily and you can choose to have your interest paid annually or monthly.
  • Apply in branch. Once opened can be operated in branch or by post.
  • From 1 July 2014 the maximum balance will increase to £15,000 (+ transfers-in of existing ISA balances)
Variable Rate Cash ISA 0.60% 0.60% N/A £1 None More about this product

With a Principality Variable Rate Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Variable interest rate
  • Minimum investment of £1
  • Invest up to £5,940 in this tax year 2014/15
  • Instant access to your money
  • Interest paid annually on 6th of April
  • From 1 July 2014 the maximum balance will increase to £15,000 (+ transfers-in of existing ISA balances)
2 Year Fixed Rate Cash ISA Issue 123 1.85% 1.85% N/A £500 Not permitted More about this product

Our 2 Year Fixed Rate Cash ISA Issue 123 may be right for you if you have a lump sum to invest and can leave your investment untouched for two years.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 2 years
  • Transfers in of previous years' ISA subscriptions permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,940 - where investing your 2014/15 ISA allowance
  • Early closure or transfer to another approved ISA provider subject to loss of 180 days' interest
  • No withdrawals permitted prior to Maturity
  • From 1 July 2014 the maximum balance will increase to £15,000 (+ transfers-in of existing ISA balances)
  • Limited availability
5 Year Fixed Rate Cash ISA Issue 126 2.75% 2.75% N/A £500 Not permitted More about this product

Our 5 Year Fixed Rate Cash ISA Issue 126 may be right for you if you have a lump sum to invest and can leave your investment untouched for five years.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 5 years
  • Transfers in are permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,940 - where investing your 2014/15 ISA allowance
  • Early closure or transfer to another approved ISA provider subject to loss of 360 days' interest
  • No withdrawals permitted prior to Maturity
  • From 1 July 2014 the maximum balance will increase to £15,000 (+ transfers-in of existing ISA balances)
  • Limited availability

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

 

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Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.