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ISAs

Our competitive range of Individual Savings Accounts (ISAs) help you grow your savings tax-free and make the most of your annual Cash ISA allowance (currently £5,760).

Whether you want easy access to your money or you’re looking for a longer-term investment, we have a Cash ISA to suit you. They’re easy and quick to open too – you can apply online if you choose.

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ISAs

Gross* AER† Includes bonus Minimum to open Withdrawal notice More details
5 Year Fixed Rate Cash ISA Issue 109 2.75% 2.75% N/A £500 Not permitted More about this product

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 5 years
  • Transfers in are permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,760 - where investing your 2013/14 ISA allowance
  • Early closure or transfer to another approved ISA provider subject to loss of 360 days' interest
  • No withdrawals permitted prior to Maturity
3 Year Fixed Rate Cash ISA Issue 111 2.20% 2.20% N/A £500 Not permitted More about this product

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 3 years
  • Transfers in of previous years' ISA subscriptions permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,760 - where investing your 2013/2014 ISA allowance
  • Early closure or transfer to another approved ISA provider subject to loss of 270 days' interest
  • No withdrawals permitted prior to Maturity
2 Year Fixed Rate Cash ISA Issue 110 2.10% 2.10% N/A £500 Not permitted More about this product

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 2 years
  • Transfers in of previous years' ISA subscriptions permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,760 - where investing your 2013/2014 ISA allowance
  • Early closure or transfer to another approved ISA provider subject to loss of 180 days' interest
  • No withdrawals permitted prior to Maturity
1 Year Fixed Rate Cash ISA Issue 104 2.10% 2.10% N/A £500 Not permitted More about this product

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 1 year
  • Transfers in of previous years' ISA subscriptions are not permitted
  • Interest is calculated daily and paid at maturity on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £5,760
  • Early closure or transfer to another approved ISA provider subject to loss of 90 days' interest
  • No withdrawals permitted prior to Maturity
e-ISA Issue 7 1.50% 1.50% N/A £1 None More about this product

Our online variable rate cash e-ISA account is simple to use and secure and you can save from as little as £1.  You can also transfer in your existing years' ISA subscriptions.

  • Variable interest rate.
  • Invest up to £5,760 in this tax year 2013/14.
  • View your statements and make deposits or withdrawals online.
  • Interest is calculated daily and paid into your e-ISA account annually on the 6th April each year.  
Promise ISA Issue 3 1.50% 1.50% N/A £500 30 Days More about this product

Our Promise ISA gives you the opportunity to earn a tax-free annual bonus every year and gives you a competitive return on your money. You can also transfer in your existing years' ISA subscriptions.

  • A competitive core interest rate of 1.50% Tax-free^ p.a./AER† variable.
  • The opportunity to earn a conditional bonus of 0.50% paid annually, if you make no more than 2 withdrawals per tax year.
  • Minimum balance £500, maximum balance £5,760 (plus transfers-in of existing ISA balances).
  • Closure and withdrawals permitted subject to 30 days' notice or loss of 30 days' interest on the amount you withdraw if no notice given.
  • Interest is calculated daily and you can choose to have your interest paid annually or monthly.
  • Apply in branch. Once opened can be operated in branch or by post.
Variable Rate Cash ISA 0.60% 0.60% N/A £1 None More about this product

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Variable interest rate
  • Minimum investment of £1
  • Invest up to £5,760 in this tax year 2013/14
  • Instant access to your money
  • Interest paid annually on 6th of April

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

 

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Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.