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ISAs

ISAs

£15,000 tax-free savings – now that’s music to your ears.

Make the most of your new ISA allowance with a Cash New Individual Savings Account (NISA) and earn interest without paying tax on it.

Whether you want easy access or to lock your savings away for a fixed period, we have a range of Cash ISAs that are easy to open and manage.

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ISAs

Gross* p.a. AER† Includes bonus Minimum to open Withdrawal notice More details
e-ISA Issue 8 1.20% 1.20% N/A £1 None More about this product

If convenience and flexibility are important to you and you’re comfortable using a computer, our e-ISA could be the account for you.

  • Variable interest rate.
  • Transfer money in and out of your e-ISA online only.
  • Save up to £15,000 in this tax year 2014/15.
  • Interest is calculated daily and paid into your e-ISA annually on the 6 April each year.
  • No notice needed to transfer money.
  • Your balance must not fall below the £1 minimum balance
  • You will also need to hold an account with another UK bank or building society to receive your transfers
  • You can also transfer in your existing years' ISA subscriptions.

If you need to contact us for technical help about your e-ISA, you can send us a secure message instantly and we'll respond within office hours. Alternatively you can call us on 0330 333 4000 8am - 8pm Mon - Fri, 9am - 1pm Sat.

Promise ISA Issue 6 1.25% 1.25% 0.50% £500 30 Days More about this product

Our Promise ISA Issue 6 gives you the opportunity to earn a tax-free annual bonus every year and gives you a competitive return on your money. You can also transfer in your existing years' ISA subscriptions.

  • A core interest rate of 0.75% Tax-free^ p.a./AER† variable.
  • The opportunity to earn a conditional bonus of 0.50% paid annually, if you make no more than 2 withdrawals per tax year.
  • Minimum balance £500, maximum balance £15,000 (plus transfers-in of existing ISA balances).
  • Closure and withdrawals permitted subject to 30 days' notice or loss of 30 days' interest on the amount you withdraw if no notice given.
  • Interest is calculated daily and you can choose to have your interest paid annually or monthly.
  • Apply in branch. Once opened can be operated in branch or by post.

 

Variable Rate Cash ISA 0.60% 0.60% N/A £1 None More about this product

With a Principality Variable Rate Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Variable interest rate
  • Minimum investment of £1
  • Invest up to £15,000 in this tax year 2014/15
  • Instant access to your money
  • Interest paid annually on 6th of April

 

2 Year Fixed Rate Cash ISA Issue 130 1.70% 1.70% N/A £500 Not permitted More about this product

Our 2 Year Fixed Rate Cash ISA Issue 130 may be right for you if you have a lump sum to invest and can leave your investment untouched for two years.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 2 years
  • Transfers in of previous years' ISA subscriptions permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £15,000 - where investing your 2014/15 ISA allowance
  • Additional deposits permitted while the ISA remains on sale
  • Early closure or transfer to another approved ISA provider subject to loss of 180 days' interest
  • No withdrawals permitted prior to Maturity
  • Limited availability
3 Year Fixed Rate Cash ISA Issue 133 1.90% 1.90% N/A £500 Not permitted More about this product

Our 3 Year Fixed Rate Cash ISA Issue 133 may be right for you if you have a lump sum to invest and can leave your investment untouched for three years.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 3 years
  • Transfers in of previous years' ISA subscriptions permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £15,000 - where investing your 2014/15 ISA allowance
  • Additional deposits permitted while the ISA remains on sale
  • Early closure or transfer to another approved ISA provider subject to loss of 270 days' interest
  • No withdrawals permitted prior to Maturity
  • Limited availability
5 Year Fixed Rate Cash ISA Issue 134 2.20% 2.20% N/A £500 Not permitted More about this product

Our 5 Year Fixed Rate Cash ISA Issue 134 may be right for you if you have a lump sum to invest and can leave your investment untouched for five years.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

  • Fixed interest rate for 5 years
  • Transfers in are permitted
  • Interest is calculated daily and paid annually on the anniversary of your ISA opening
  • Minimum investment £500, maximum investment £15,000 - where investing your 2014/15 ISA allowance
  • Additional deposits permitted while the ISA remains on sale
  • Early closure or transfer to another approved ISA provider subject to loss of 360 days' interest
  • No withdrawals permitted prior to Maturity
  • Limited availability

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

 

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Principality Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, reference number 155998.