Previous Interest Rates

Click here to see a list of off sale fixed rate products. 

These interest rates were effective from 01/01/2015 to 05/12/2015. New rates now apply.

Variable Rate ISA Accounts - Rates effective from 01/01/2015 to 05/12/2015

  Account Balance Tax-free^ AER†
e-ISA Issue 1 £1 plus 1.30%
e-ISA Issue 5 £1 plus 1.30%
e-ISA Issue 6 £1 plus 1.30%
e-ISA Issue 7 £1 plus 1.30%
e-ISA Issue 8 £1 plus 1.20%
ISA Capital Plan £1 plus 0.60%
30 Day Variable Rate Cash ISA £1 plus 1.60%
Promise ISA Issue 1 - Rates effective to 21/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.80%

1.79% / 1.80%

With bonus

2.30%

2.29% / 2.30%
Promise ISA Issue 2 - Rates effective to 21/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise ISA Issue 3 - Rates effective to 21/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise ISA Issue 1 - Rates effective from 22/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise ISA Issue 2 - Rates effective from 22/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.30%

1.29% / 1.30%

With bonus

1.80%

1.79% / 1.80%
Promise ISA Issue 3 - Rates effective from 22/03/2015

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.30%

1.29% / 1.30%

With bonus

1.80%

1.79% / 1.80%
Promise ISA Issue 4

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

1.30%

1.29% / 1.30%

With bonus

1.80%

1.79% / 1.80%
Promise ISA Issue 5

£500 plus (annual interest)

£500 plus (monthly interest)


£500 plus (annual interest)

£500 plus (monthly interest)
Without bonus

0.90%

0.90% / 0.90%

With bonus

1.40%

1.40% / 1.40%

Variable Rate Accounts - Rates effective from 01/01/2015 to 05/12/2015

  Account Balance Gross* p.a. / AER†
Deposit £1 plus 0.10%
Personal Deposit £1 plus 0.10%
Special Instant Access £1 plus 0.10%
Preference Share £1 plus 0.10%
Cheque-A-Month No Notice £1 plus

7 Days' Notice £1 plus

60 Days' Notice £1 plus
0.10%

0.15%

0.40%
Corporate Deposit £50,000 plus

£20,000 - £49,999

£1 - £19,999
0.10%

0.10%

0.10%
Charities & Overseas Residents Issue 1 & 2 No Notice £20,000 plus

No Notice £1 - £19,999

7 Days' Notice £1 plus

60 Days' Notice £1 plus
0.10%

0.10%

0.15%

0.35%
Super Option £1 plus (annual interest)

£1 plus (monthly interest)
0.15%

0.15%
e-Saver Issue 1 £1 - £1,000,000 1.10%
e-Saver Issue 8 £1 - £1,000,000 1.10%
e-Saver Issue 9 £1 - £1,000,000 1.10%
e-Saver Issue 10 £1 - £1,000,000 1.10%
e-Saver Issue 11 £1 - £1,000,000 1.00%
Monthly Saver £1 plus 1.05%
60+ Monthly Income £1 - £500,000 0.70%
Super Six

£50,000 plus

£1 - £49,999


£50,000 plus

£1 - £49,999
Without bonus

0.70%

0.35%

With bonus

0.95%

0.60%
7 days' Notice £1 plus (annual interest)

£1 plus (monthly interest)
0.15%

0.15%
30 Day Direct Issue 1 £1,000 - £500,000 (annual interest)

£1,000 - £500,000 (monthly interest)
1.90%

1.86%/1.90%
30 Day Direct Issue 2 £1,000 - £500,000 (annual interest)

£1,000 - £500,000 (monthly interest)
1.60%

1.57%/1.60%
60 Day Direct Issue 1 £1,000 - £500,000 (annual interest)

£1,000 - £500,000 (monthly interest)
1.60%

1.57%/1.60%
Monthly Income £50,000 plus

£1 - £49,999
0.60%

0.40%
Reward Saver Account £500 - £2,000,000 (without bonus)

£500 - £2,000,000 (with bonus)
0.10%

2.00%
Postal £1 plus (annual interest)

£1 plus (monthly interest)
0.50%

0.50%
Promise Saver Issue 1 - Rates effective to 21/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise Saver Issue 2 - Rates effective to 21/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise Saver Issue 3 - Rates effective to 21/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.50%

1.49% / 1.50%

With bonus

2.00%

1.99% / 2.00%
Promise Saver Issue 1 - Rates effective from 22/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.20%

1.19% / 1.20%

With bonus

1.70%

1.69% / 1.70%
Promise Saver Issue 2 - Rates effective from 22/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.20%

1.19% / 1.20%

With bonus

1.70%

1.69% / 1.70%
Promise Saver Issue 3 - Rates effective from 22/03/2015

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.20%

1.19% / 1.20%

With bonus

1.70%

1.69% / 1.70%
Promise Saver Issue 4

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

1.10%

1.09% / 1.10%

With bonus

1.60%

1.59% / 1.60%
Promise Saver Issue 5

£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)


£500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
Without bonus

0.75%

0.75% / 0.75%

With bonus

1.25%

1.25% / 1.25%
Instant Summer Saver Issue 1 £500 - £15,000 1.50%
Instant Summer Saver Issue 2 £500 - £15,000 1.50%

Variable Rate Fixed Term Bonds - Rates effective from 01/01/2015 to 05/12/2015

  Account Balance Gross* p.a. / AER†
Member Variable Bond Issue 19 10+ years £500 - £20,000 (£40,000 for joint accounts)

5+ years £500 - £20,000 (£40,000 for joint accounts)

2+ years £500 - £20,000 (£40,000 for joint accounts)
2.62%/2.60%


2.52%/2.50%


2.41%/2.40%
2 Year Variable Rate Bond Issue 211 £500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
3.30%

3.25%/3.30%
2 Year Variable Rate Bond Issue 217 £500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
2.80%

2.76%/2.80%
2 Year Variable Rate Bond Issue 220 £500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
2.60%

2.57%/2.6%
2 Year Variable Rate Bond Issue 223 £500 - £2,000,000 (annual interest)

£500 - £2,000,000 (monthly interest)
2.25%

2.23%/2.25%

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.
^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.