Aelodau ein Bwrdd

Caiff Cymdeithas Adeiladu Principality ei rhedeg gan yr uwch dîm rheoli, a gaiff ei oruchwylio gan y bwrdd cyfarwyddwyr.

Fel cymdeithas gydfuddiannol flaengar, gyda threftadaeth hir a dibynadwy, mae gan y Principality Fwrdd cryf gydag amrediad eang o sgiliau a phrofiad. Mae’r wybodaeth a’r arbenigedd yma yn galluogi’r Bwrdd i adeiladu ar sylfeini cryf y Principality a gwella’r difidend i Aelodau.

Laurence Philip Adams MA, (age 62), Chairman, Non-Executive Director

Laurence Philip AdamsI was appointed a Non-Executive Director of the Society in August 2013 and was elected Chairman in April 2014. I am also a member of the Remuneration committee and chairman of the Governance and Nominations Committee. I am very aware of the important role that the Society plays within the communities which it serves and the importance of maintaining the trust and confidence of Members. I am responsible for leading the work of the Board, ensuring the Board operates effectively in setting the strategy, overseeing the performance and setting the risk appetites of the Society. Also I am responsible for making sure robust succession plans are in place, ensuring that the Society maintains the highest standards of corporate governance and that we have a transparent and open culture. 

I have more than 25 years’ experience in the banking industry, to help advise and guide the Society through the increasingly demanding and complex regulatory environment in which it now operates. Previously I have been involved as a Non-Executive Director helping to rescue the troubled Northern Rock PLC in 2007 where I headed the Risk Committee.

I am a qualified solicitor and previously served as Managing Director and Global Head of Legal and Compliance for the investment banking wholesale division of ABN Amro Bank and had a similar role for Citibank. I am a Non-Executive Director of London Clearing House Limited, part of the London Stock Exchange.

Born in 1956, I went to school in Barry. I live in London and in my spare time enjoy singing with the London Welsh Male Voice Choir and gardening.

Nigel Charles Annett CBE, MSC, MA [Hons], DSC Econ, (age 60), Non-Executive Director

Nigel Charles AnnettI joined the Board of Principality as a Non-Executive Director in October 2013. I now serve as Chairman of the Board’s Customer, Conduct and Transformation Committee. In addition, I also serve as a member of the Board Risk, Governance and Nominations and Remuneration Committees. As Chair of the Customer, Conduct and Transformation Committee I am responsible for making sure that the fair treatment of Members and customers is central to the Society’s culture and operations and that effective oversight of the Society’s on-going Transformation Programme is maintained.   

I used to work in investment banking, but after ten years I decided on a change of career and joined the Board of Welsh Water, initially as Planning Director.  I was one of the founding Directors of Glas Cymru, the not-for-profit company that took over the ownership of Welsh Water in 2001, and I was Managing Director of Welsh Water until 2014. In addition to serving on the Board of Principality I am also a Board member of the Canal and River Trust and a Trustee of the Community Foundation in Wales. I believe strongly that mutual business models can do a great deal of good for the people and the communities that they serve.  

I have lived in Wales for more than 25 years and I have two grown up children. In my spare time, I enjoy cycling and sailing. 

Thomas Denman ACA, (aged 44), Chief Financial Officer

Tom DenmanI was appointed CFO on 1 June 2017 and joined the Board in August 2017. I have worked for the Society for 9 years after joining in February 2009. Initially I held a senior finance role in the subsidiary businesses and later for the Society covering business partnering, planning and strategy. I was appointed Deputy Finance Director in March 2016 with responsibility for all of finance, treasury operations, procurement and legal services. I chair the Society’s Finance and Model Governance Committees and I am a member of the Executive Committee and the Executive Risk Committee. My role as CFO is to ensure we plan and manage our capital, liquidity and funding in the long term interests of our Members.

I am a qualified Chartered Accountant and bring over 20 years’ experience in finance to my role. Prior to joining the Society, I held a number of finance roles across a range of industries including commercial property, infrastructure and the legal profession along with 5 years with PwC in Cardiff and Sydney.

I was born to Welsh parents in 1974 and after spending my childhood years in Germany where my parents were teachers, I returned to Wales to study at Cardiff University. After 4 years working in Australia I returned to Cardiff in 2004 and live north of the city with my wife and 2 children. Sport plays a big part of my life and I juggle competing in triathlons with watching my son play football and rugby and my daughter in athletics!

Claire Hafner (Age 59), Non-Executive Director

Claire HafnerI was appointed to the Society’s Board as a Non-Executive Director in April 2018.

I am a qualified accountant (ACA) and I have an MA in Languages and Economics. I trained and qualified at Ernst and Young in the audit department of the Financial Services department followed by a further three years in corporate tax. During my career I have performed a broad range of roles across multiple sectors (including Financial Services and Payments, Professional Services, Multimedia and Telecoms). I have previously served a term of six years as a non-executive director of the West Bromwich Building Society which has enabled me to develop a deep appreciation of the ethos of the mutual sector. My experience across Financial Services and Payment Industry and Professional Services sector and the Multimedia and Telecoms industry will enable me to contribute to the Society’s change programme and to contribute to the Society’s continuing success.

As a Board member at the Principality I also serve as a member of the Audit, Remuneration and Governance and Nominations Committees. 

I am married and my family home is in London. I have two grown up children.

Julie Ann Haines MSC, BA [Hons], (age 45), Chief Customer Officer (Formerly Customer Director)

Julie Ann HainesI was appointed to the Board in May 2016 and have been the Society’s Customer Director since 2012. In my role as CCO I am responsible for strategy, marketing, distribution and leading the Society’s transformation programme as Executive Business Sponsor. I am responsible for savings and mortgages as well as the Commercial Lending portfolio within the Society.  My role is designed to ensure that the Society adapts to the fast-paced environment in which we operate, ensuring we have a business that meets the needs of our members and customers through fantastic customer experience, a range of channels and products which help Members prosper at every stage of their life. As part of my role I am responsible for ensuring that our colleagues play an active part in the communities we live and work in demonstrating our mutual value through many community projects. I attend all meetings of the Customer, Conduct and Transformation Committee and the Board Risk Committee and am a member of the Executive Committee and Executive Risk Committee. 

I originally joined the Society in 2007 to build and develop our award winning e-commerce business. Prior to Principality, I held a number of senior roles in sales, marketing and technology, working in leading customer-centric businesses including Sainsbury’s, Reckitt Benckiser and HBOS.

I am the current Chair of The Mortgage Committee, Cymru, for UK Finance which represents mortgage lenders and promotes sustainable housing finance in Wales. I also sit on the End Youth Homelessness Steering group, to ensure that young people in Wales have the support required in very challenging circumstances.  

I was born and educated in Scotland, but Cardiff has been my home since 1999. I’m married to a Welshman and we have two daughters. Outside of work I love watching rugby, I am a fan of all types of music and a keen theatre goer.

Derek Anthony Howell BSc [Hons], FCA, (age 64), Non-Executive Director

Derek Anthony HowellI was appointed a Director of the Society in April 2014 and have subsequently been appointed to the role of Senior Independent Director. I also serve as Chair of the Audit Committee and as a member of the Board Risk and Governance & Nominations Committees. As Senior Independent Director I act as a sounding board for the Chairman, serve as an intermediary for other directors, and am responsible for leading the annual review of the Chairman’s performance. I am also available to Members if they have concerns which they have not been able to resolve through the normal channels of the Chairman, Chief Executive or other executive directors or for which such contact is inappropriate. As Chair of the Audit Committee I am responsible for helping the Board fulfil its oversight responsibilities in respect of matters relating to financial reporting; systems of risk management and internal control. In addition I also serve as the Board appointed Whistleblowing Champion.  

I hold a degree in mathematics and qualified as a Chartered Accountant with Price Waterhouse – subsequently Pricewaterhouse Coopers [PwC]. During my time with that firm I worked originally in the audit team and eventually specialised in corporate recovery and insolvency work, becoming a partner in 1988. I retired from the PwC partnership in April 2013 and have been engaged on a part-time basis since as a consultant, working on the Lehman insolvency.

I am also Treasurer of St John Cymru Wales and a trustee of both the National Botanic Garden of Wales and Artes Mundi. 

Born in 1954, I am married with two grown up children and live close to the centre of Cardiff. 

Steve Hughes (age 46), Chief Executive

Stephen HughesI was appointed Chief Executive Officer (CEO) in March 2017.  I joined the Society as Group Deputy Finance Director in December 2011 and was appointed to the Society’s Board in March 2013 as Group Finance Director with responsibility for Finance, IT and Business Change. I chair the Executive Committee and I am a member of the Executive Risk Committee. I also attend all meetings of the Audit, Customer, Conduct and Transformation, Remuneration and Board Risk Committees. I am responsible for reporting to the Board on all aspects of the Society’s strategy, performance, risk management and our people agenda. I am committed to ensuring that the Society adapts to the changing environment in which it operates, that we future proof our business for current and future generations of Members and create a great place to work, all of which will underpin the personal service which we provide to Members and customers.       

I am a qualified Management Accountant and bring over 25 years’ experience in finance from a range of industries including manufacturing, retail and insurance. Prior to joining the Society, I performed the role of Finance Director of the Lloyds Banking Group General Insurance business. As CEO of Principality, Chairman of the Wales Advisory Board for Business in the Community (BITC) and as Deputy Chair of the Mortgages Product and Service Board of UK Finance, I am passionate about our community work and the difference it can make to people’s lives in our heartland.

I was born in Swansea in 1972 and continue to live close to that city with my wife and three sons who share my passion for sport, with our weekends taken up by both watching and playing football and rugby. I believe in the mutual model, we are a member owned organisation and I believe my role as CEO is to ensure we run the business in the long term interests of our Members. I am clear that our people are the organisation’s greatest asset and I am committed to investing in our culture, leadership and talent development. 

Robert Michael Jones BA [Hons], MBA, ACIB, (age 60), Chief Risk Officer (Formerly Group Risk Director)

Robert Michael JonesI joined the Society’s Board in February 2013. Having worked for the Society since 1997, I was appointed Head of Group Risk in 2005 and promoted to the role of Director of Group Risk (now CRO) in 2009. I have attended full Board meetings since September 2009 and attend all meetings of the Audit and Board Risk Committees. I am a member of the Executive Committee and chair the Executive Risk Committee. I also attend meetings of the Model Governance Committee.

I have spent almost 40 years working in financial services, starting my career at Midland Bank and subsequently at HSBC, undertaking a number of managerial roles in both the retail and corporate banking divisions. I hold a degree in Economics, an MBA from Henley Management College, and I am an Associate Member of the Chartered Institute of Bankers. Together with the CFO I have particular responsibility for ensuring that the Society maintains a strong capital base which will enable it to continue to grow and compete successfully over the long term.   

Born and educated in Denbigh, North Wales, I now live just outside Cardiff and am married with two children. 

Sally Jones-Evans FCIB, MBA, MSC (age 52), Non-Executive Director

Sally Jones-Evans

I was appointed to the Society’s Board in February 2015. Since joining the Board I have become Chair of the Remuneration Committee. I also serve as a member of the Audit, Governance and Nominations and Customer, Conduct and Transformation Committees. As Chair of the Remuneration Committee I am responsible for ensuring that the Society’s remuneration and reward strategy, policy and procedures follow best practice, support the strategy approved by the Board, and reflect the best interests of Members.

I spent 30 years in retail banking and general insurance during which time I gained wide ranging experience in leading people through change, mainly in areas directly serving customers including the branch network, telephone centres, internet banking and operations centres; I believe that helps me to support the Executive Leadership team to shape the Society’s ongoing change agenda. I am always impressed by the dedication and skills of our teams in the Principality who are so passionate about looking after our Members.

I hope this will help me to shape the Society’s ongoing change agenda. I am always impressed by the dedication and skills of our teams in the Principality who are so passionate about looking after our Members.

I also sit on the Board of the Tearfund Charity and Hafryn Dyfrydwy (which is a subsidiary of Seven Trent Plc) together with the Board for the Department for International Development, the latter due to my deep interest in strategies to lift people out of poverty in the developing countries of the world, especially Africa where I have also spent time in voluntary service.
My husband Alun and I were both born, educated and live in Cardiff. We love Welsh rugby, and music of many kinds, and spend a lot of time in Pembrokeshire.

David Rigney ACMA, MBA, MA, (age 55), Non-Executive Director

David James RigneyI was appointed to the Society’s Board in March 2015. Along with my Board responsibilities I serve as Chair of the Board Risk Committee and as a member of the Audit, Governance and Nominations and Customer, Conduct and Transformation Committees. As Chair of the Board Risk Committee I am responsible for making sure that a co-ordinated approach towards the oversight and management of key strategic and corporate risks is in place.  

I am a Chartered Management Accountant and during my career I have performed a broad range of roles across multiple sectors including a Board Director at Nationwide Building Society. I believe this experience leaves me well placed to contribute to the Society’s ongoing change programme and to have the opportunity to contribute to the Society’s continuing success. I passionately believe in the mutual business model and everything that I see at Principality demonstrates that the customer is truly at the heart of the business.

I am also a member of the LINK Board, Non-Executive Director and Senior Independent Director of Elexon Limited. 

Born in 1963, I now live in Bristol.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.

Principality. Lle mae cartref yn bwysig.