Morgais Prynu Sefydlog i Osod 75 LTV

  • Mae angen morgais arnoch ar gyfer eiddo buddsoddi y byddwch yn ei roi ar osod
  • Bydd eich cyfradd yn ostyngiad ar ein SVR
  • Byddwch yn gallu benthyg hyd at 75% o werth neu bris prynu eich eiddo (LTV)
  • Byddwch yn gallu benthyg hyd at uchafswm o £500,000
  • Nid oes ffi cynnyrch na ffi ymrwymo i forgais
  • Nid oes ffi prisio
  • Telir y ffioedd cyfreithiol ar gyfer ailforgeisiau

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

2.04% p.a.

2.04% Fixed until 30/09/2026

4.40% p.a.

Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

3.90% APRC

Y gost gyfan er mwyn cymharu

75%

Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

Ffi Cynnyrch £1,395
Ffi Ymrwymiad Morgais £0
Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
Uchafswm y benthyciad £500,000
Gwybodaeth bwysig

Gwybodaeth bwysig

  1. This mortgage is only available to people seeking to buy or re-mortgage a property in order to let it.
  2. This mortgage is not available if you already have more than 3 mortgaged buy to let properties owned solely, jointly or in aggregate irrespective of whether the loans are with the Society or another lender.
  3. Borrow from £25,001 up to £500,000 maximum (please refer applications over £500,000).
  4. You must buy a property worth at least £50,000 (£75,000 in London postal districts).
  5. This kind of mortgage is not available for: Multiple or short-term lets.
  6. Discount mortgage rates are variable. If our standard variable rate increases or decreases, the discounted rate you pay will increase or decrease accordingly. However, the discounted rate will never fall below 2.00%.
  7. This mortgage is not available for Holiday Lets.

  • Tynnu arian i lawr
    There is no drawdown facility with this product.
  • Seibiant talu
    There is no payment holiday facility with this product.
  • Gordaliad
    There is an overpayment facility with this product.
  • Tandaliad
    There is no underpayment facility with this product.
  • Benthyg yn ôl
    There is no borrow back facility with this product.
Ffïoedd a thaliadau

Ffïoedd, taliadau a chymhellion

  • Ffioedd cynnyrch
    £1,395
  • Ffïoedd Prisio
    The Principality Building Society will bear the cost of a Standard Report and Standard Valuation for Mortgage Purposes Only.
  • Ffioedd Cyfreithiol
    There is no help with legal fees with this product.
  • Ffi Ymrwymiad Morgais
    There is no Mortgage Commitment Fee.
  • Costau ad-dalu'n gynnar
    You will incur an early repayment charge of 5% of the amount repaid if you repay in full on or before 30 September 2023, 3% of the amount repaid if you repay in full after 30 September 2023 and on or before 30 September 2025 and 1% of the amount repaid if you repay in full after 30 September 2025 and on or before 30 September 2026.
  • Arian yn ôl
    There is no cashback facility with this product.
Gwasanaethau eraill

Water leak in the house Insurance

Get a quote – valid for 90 days – in as little as 5 minutes

A mortgage of £125,000 payable over 25 years initially on a fixed rate for 5 years at 2.27% and then on our standard variable rate of 4.40% (variable) for the remaining 20 years would require 60 monthly payments of £236.46 and 240 monthly payments of £458.33. The total amount payable would be £249,259.80 made up of the loan amount plus interest (£124,259.80), a product fee (£0.00), valuation fee (£0.00), telegraphic transfer fee (£8.00) and discharge fee (£65.00). The overall cost for comparison is 3.9% APRC representative.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 160 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.