Morgais Prynu i Osod Cyfradd Sefydlog 60% LTV

  • Mae angen morgais arnoch ar gyfer eiddo buddsoddi y byddwch yn ei roi ar osod
  • Byddwch yn gwybod yn union beth fydd eich taliadau bob mis 
  • Hoffech gael cyfradd ostyngol am gyfnod penodol
  • Byddwch yn gallu benthyg hyd at 60% o werth neu bris prynu eich eiddo (LTV)
  • Byddwch yn gallu benthyg hyd at uchafswm o £1,000,000

Ways to start your application

Our contact centre is open 9am to 5pm Monday to Friday and 9am to 1pm on Saturday and our branches are located across Wales and the borders, find a branch.

Start your mortgage enquiry online

Call us on 03303334002

Request an appointment at branch

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

3.59% p.a.

Hyd at 30/11/2027, ac yna’n newid i’n Cyfradd Amrywiol Safonol (SVR)

4.65% p.a.

Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

4.5% APRC

Y gost gyfan er mwyn cymharu

60%

Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

Ffi Cynnyrch £1,395
Ffi Ymrwymiad Morgais £0
Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
Uchafswm y benthyciad £1,000,000
Gwybodaeth bwysig

Gwybodaeth bwysig

This mortgage is only available to people seeking to buy or remortgage a property in order to let it. This mortgage is not available if you already have more than 3 mortgaged buy to let properties owned solely, jointly or in aggregate irrespective of whether the loans are with the Society or another lender Borrow from £140,000 up to £1,000,000 maximum (please refer applications over £1,000,000). You must buy a property worth at least £50,000 (£75,000 in London postal districts). This kind of mortgage is not available for: Multiple or short-term lets – for instance to students or DSS tenants, Flats above shops or other commercial properties, Buildings with more than 6 stories, 'Right to buy` council homes, Properties being sold at auction. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.This mortgage is not available for Holiday Lets.

  • Tynnu arian i lawr
    There is no drawdown facility with this product.
  • Seibiant talu
    There is no payment holiday facility with this product.
  • Gordaliad
    There is an overpayment facility with this product.
  • Tandaliad
    There is no underpayment facility with this product.
  • Benthyg yn ôl
    There is no borrow back facility with this product.
Ffïoedd a thaliadau

Ffïoedd, taliadau a chymhellion

  • Ffioedd cynnyrch
    £1,395
  • Ffïoedd Prisio
    The Principality Building Society will bear the cost of a Report and Valuation for Mortgage Purposes Only
  • Ffioedd Cyfreithiol
    There is no help with legal fees on this product.
  • Ffi Ymrwymiad Morgais
    There is no Mortgage Commitment Fee.
  • Costau ad-dalu'n gynnar
    You will incur an early repayment charge of 5% of the amount repaid if you repay in full on or before 30/11/2024, 3% of the amount repaid if you repay in full after 30/11/2024 and on or before 30/11/2026 and 1% of the amount repaid if you repay in full after 30/11/2026 and on or before 30/11/2027.
  • Arian yn ôl
    There is no cashback facility with this product.
Gwasanaethau eraill

Water leak in the house Insurance

Get a quote – valid for 90 days – in as little as 5 minutes

A mortgage of £71,250 payable over 30 years initially on a fixed rate for 5 years at 2.43% and then on our standard variable rate of 4.65% (variable) for the remaining 25 years would require 60 monthly payments of £278.94 and 300 monthly payments of £353.69. The total amount payable would be £122,916.40 made up of the loan amount plus interest (£51,666.40), a product fee (£0.00), valuation fee (£0.00), telegraphic transfer fee (£8.00) and discharge fee (£65.00). The overall cost for comparison is 3.9% APRC representative.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 160 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.