English

80% Discount Mortgage

  • Your rate will be a discount on our SVR (Standard Variable Rate)
  • You're able to borrow up to 80% of the value or purchase price of your property (LTV)
  • You're able to borrow up to a maximum of £650,000
  • No product fee
  • No valuation fee
  • Legal fees paid for remortgages

Dulliau o wneud cais

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

2.05% p.a.

2.60% off SVR until 30/11/2024. The discounted rate will never fall below 2.00%

4.15% p.a.

Then changing to our Standard Variable Rate (SVR) less a discount of 0.50% until 30/11/2027

4.65% p.a.

Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

4.1% APRC

Y gost gyfan er mwyn cymharu yw 4.1% APRC

80%

Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

Ffi Cynnyrch £0
Ffi Ymrwymiad Morgais £0
Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
Uchafswm y benthyciad £650,000
Gwybodaeth bwysig

Gwybodaeth bwysig

This discounted rate mortgage is available for owner-occupied residential properties in England or Wales. This fixed rate mortgage is a limited offer and can be withdrawn at any time. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.

  • Tynnu arian i lawr
    There is no drawdown facility with this product.
  • Seibiant talu
    There is no payment holiday facility with this product.
  • Gordaliad
    There is an overpayment facility with this product.
  • Tandaliad
    There is no underpayment facility with this product.
  • Benthyg yn ôl
    There is no borrow back facility with this product.
Ffïoedd a thaliadau

Ffïoedd, taliadau a chymhellion

  • Ffioedd cynnyrch
    £0
  • Ffïoedd Prisio
    The Principality Building Society will bear the cost of a Standard Report and Standard Valuation for Mortgage Purposes Only.
  • Ffioedd Cyfreithiol
    If you are re-mortgaging, we will pay the legal fees incurred in securing your new mortgage if you use our solicitors, though they will act for us only. If you would like our solicitors to advise you or carry out additional work, they may do so at your cost, if they agree. If there is additional work involved, our solicitors may be unable to secure your new mortgage. In this instance, you will need to appoint your own solicitor and pay their fees in full. You may always use your own solicitor at your cost, subject to our approval. You must pay all legal fees if purchasing a property.
  • Ffi Ymrwymiad Morgais
    There is no Mortgage Commitment Fee.
  • Costau ad-dalu'n gynnar
    You will incur an early repayment charge of 1% of the amount repaid if you repay the loan in full on or before 30/11/2024.
  • Arian yn ôl
    There is no cashback facility with this product.
A mortgage of £138,961 payable over 25 years initially on a variable rate for 2 years at 1.75% and then on our standard variable rate of 4.65% (variable) for the remaining 23 years would require 24 monthly payments of £572.23 and 276 monthly payments of £767.43. The total amount payable would be £225,617.20 made up of the loan amount plus interest (£86,656.20), a product fee (£0.00), valuation fee (£0.00), telegraphic transfer fee (£8.00) and discharge fee (£65.00). The overall cost for comparison is 4.2% APRC representative.

Pam y Principality?

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 160 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.