Morgais Cyfradd Sefydog 85% LTV

  • Byddwch yn gwybod yn union beth fydd eich taliadau bob mis
  • Bydd gennych sicrwydd cyfradd llog sefydlog 
  • Byddwch yn gallu benthyg hyd at 85% o werth neu bris prynu eich eiddo (LTV)
  • Byddwch yn gallu benthyg hyd at uchafswm o £500,000
  • You will receive cashback of £500 providing your mortgage completes. The cashback will be sent to your conveyancer as part of completion

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

2.02% p.a.

Until 31/10/2021, then changing to our Standard Variable Rate (SVR)

4.6% APRC

The overall cost for comparison

5.05% p.a.

Our current Standard Variable Rate (SVR)

85%%

Maximum Loan to Value (LTV)

Product Fee £895
Mortgage Commitment Fee £0
Early Repayment Charge Please click on the Fees & Charges tab for details.
Maximum Loan £500,000
Important information

Important information

  1. This fixed rate mortgage is available for owner-occupied residential properties in England or Wales.
  2. This fixed rate mortgage is a limited offer and can be withdrawn at any time.
  3. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.

  • Drawdown
    There is no drawdown facility with this product.
  • Payment holiday
    There is no payment holiday facility with this product.
  • Overpayment
    There is an overpayment facility with this product.
  • Underpayment
    There is no underpayment facility with this product.
  • Borrow back
    There is no borrow back facility with this product.
Fees & charges

Fee, charges and incentives

  • Product fees
    £895
  • There is no free valuation with this product.
    There is no free valuation with this product.
  • Legal fees
    There is no help with legal fees with this product.
  • Mortgage Commitment Fee
    There is no Mortgage Commitment Fee.
  • Early Repayment Charges
    You will incur an early repayment charge of 2% of the amount repaid if you repay in full on or before 31/10/2020 and 1.5% of the amount repaid if you repay in full after 31/10/2020 and on or before 31/10/2021.
  • Arian yn ôl
    There is a £500.00 cashback facility with this product.
Other services

Water leak in the house Insurance

Cael dyfynbris - dilys am 30 diwrnod - mewn cyn lleied â 5 funud.


A mortgage of £115,000 payable over 30 years initially on a fixed rate for 2 years at 2.05% and then on our standard variable rate of 5.05% (variable) for the remaining 28 years would require 24 monthly payments of £427.94 and 336 monthly payments of £608.53. The total amount payable would be £214,921.64 made up of the loan amount plus interest (£99,921.64) and a product fee (£0.00) and valuation fee (£0.00). The overall cost for comparison is 4.7% APRC representative.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.