Morgais Cyfradd Sefydog 90% LTV

  • Byddwch yn gwybod yn union beth fydd eich taliadau bob mis
  • Bydd gennych sicrwydd cyfradd llog sefydlog 
  • Byddwch yn gallu benthyg hyd at 90% o werth neu bris prynu eich eiddo (LTV)
  • Byddwch yn gallu benthyg hyd at uchafswm o £500,000
  • Byddwch yn cael taliad arian-yn-ôl o £500 ar yr amod bod eich morgais yn cael ei gwblhau. Anfonir yr arian-yn-ôl at eich trawsgludwr yn rhan o'r broses o gwblhau

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

2.29% p.a.

Hyd at 31/03/2022, ac yna’n newid i’n Cyfradd Amrywiol Safonol (SVR)

4.7% APRC

Y gost gyfan er mwyn cymharu

5.05% p.a.

Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

90%

Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

Ffi Cynnyrch £895
Ffi Ymrwymiad Morgais £0
Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
Uchafswm y benthyciad £500,000
Gwybodaeth bwysig

Gwybodaeth bwysig

  1. This fixed rate mortgage is available for owner-occupied residential properties in England or Wales.
  2. This fixed rate mortgage is a limited offer and can be withdrawn at any time.
  3. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.

  • Tynnu arian i lawr
    There is no drawdown facility with this product.
  • Seibiant talu
    There is no payment holiday facility with this product.
  • Gordaliad
    There is an overpayment facility with this product.
  • Tandaliad
    There is no underpayment facility with this product.
  • Benthyg yn ôl
    There is no borrow back facility with this product.
Ffïoedd a thaliadau

Ffïoedd, taliadau a chymhellion

  • Ffioedd cynnyrch
    £895
  • Ffïoedd Prisio
    There is no free valuation with this product.
  • Ffioedd Cyfreithiol
    There is no help with legal fees with this product.
  • Ffi Ymrwymiad Morgais
    There is no Mortgage Commitment Fee.
  • Costau ad-dalu'n gynnar
    You will incur an early repayment charge of 2% of the amount repaid if you repay in full on or before 31/03/2021 and 1.5% of the amount repaid if you repay in full after 31/03/2021 and on or before 31/03/2022.
  • Arian yn ôl
    There is a £500.00 cashback facility with this product

A mortgage of £92,897 payable over 25 years initially on a fixed rate for 2 years at 2.45% and then on our standard variable rate of 5.05% (variable) for the remaining 23 years would require 24 monthly payments of £414.42 and 276 monthly payments of £535.83. The total amount payable would be £158,020.16 made up of the loan amount plus interest (£65,123.16) and a product fee (£0.00) and valuation fee (£0.00). The overall cost for comparison is 4.7% APRC representative.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.