Morgais Cyfradd Sefydog 75% LTV

  • You'll know exactly what your payments are each month during the fixed period
  • You have the certainty of a fixed interest rate
  • You're able to borrow up to 75% of the value or purchase price of your property (LTV)
  • You're able to borrow up to a maximum of £250,000
  • Shared ownership mortgage 
  • Wales only

GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

Summary

3.70% p.a.

Hyd at 31/10/2024, ac yna’n newid i’n Cyfradd Amrywiol Safonol (SVR)

4.6% APRC

Y gost gyfan er mwyn cymharu

5.05% p.a.

Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

75%

Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

Ffi Cynnyrch £0
Ffi Ymrwymiad Morgais £0
Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
Uchafswm y benthyciad £250,000
Gwybodaeth bwysig

Gwybodaeth bwysig

  1. This fixed rate mortgage is available for owner-occupied residential properties in Wales.
  2. This fixed rate mortgage is a limited offer and can be withdrawn at any time.
  3. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.

  • Tynnu arian i lawr
    There is no drawdown facility with this product.
  • Seibiant talu
    There is no payment holiday facility with this product.
  • Gordaliad
    There is an overpayment facility with this product.
  • Tandaliad
    There is no underpayment facility with this product.
  • Benthyg yn ôl
    There is no borrow back facility with this product.
Ffïoedd a thaliadau

Ffïoedd, taliadau a chymhellion

  • Ffioedd cynnyrch
    £0
  • Ffïoedd Prisio
    There is no free valuation with this product.
  • Ffioedd Cyfreithiol
    There is no help with legal fees on this product.
  • Ffi Ymrwymiad Morgais
    There is no Mortgage Commitment Fee.
  • Costau ad-dalu'n gynnar
    You will incur an early repayment charge of 5% of the amount repaid if you repay in full on or before 31/10/2021, 3% of the amount repaid if you repay in full after 31/10/2021 and on or before 31/10/2023 and 1% of the amount repaid if you repay in full after 31/10/2023 and on or before 31/10/2024.
  • Arian yn ôl
    There is no cashback facility with this product.
Gwasanaethau eraill

Water leak in the house Insurance

Cael dyfynbris - dilys am 30 diwrnod - mewn cyn lleied â 5 funud.


A mortgage of £124,500 payable over 28 years initially on a fixed rate for 5 years at 2.40% and then on our standard variable rate of 5.05% (variable) for the remaining 23 years would require 60 monthly payments of £507.12 and 278 monthly payments of £660.18. The total amount payable would be £214,142.24 made up of the loan amount plus interest (£89,642.24) and a product fee (£0.00) and valuation fee (£0.00). The overall cost for comparison is 4.1% APRC representative.

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.