Morgais Cyfradd Sefydlog 90% LTV 2.64%

  • Byddwch yn gwybod yn union beth fydd eich taliadau bob mis
  • Bydd gennych sicrwydd cyfradd llog sefydlog 
  • Byddwch yn gallu benthyg hyd at 90% o werth neu bris prynu eich eiddo (LTV)
  • Byddwch yn gallu benthyg hyd at uchafswm o £500,000
  • Nid yw ar gael wrth ail-forgeisio

    GELLIR ADFEDDIANNU EICH CARTREF OS NA FYDDWCH YN TALU'R AD-DALIADAU AR EICH MORGAIS

    Summary

    2.64% p.a.

    Hyd at 31/01/2027, ac yna’n newid i’n Cyfradd Amrywiol Safonol (SVR)

    4.40% p.a.

    Ein Cyfradd Amrywiol Safonol ar hyn o bryd (SVR)

    3.80% APRC

    Y gost gyfan er mwyn cymharu

    90%

    Benthyciad Uchaf o'i Gymharu â'r Gwerth (LTV)

    Ffi Cynnyrch £1,395
    Mortgage Commitment Fee £0
    Taliadau Ad-dalu’n Gynnar Please click on the Fees & Charges tab for details.
    Uchafswm y benthyciad £500,000
    Gwybodaeth bwysig

    Gwybodaeth bwysig

    This fixed rate mortgage is available for owner-occupied residential properties in England or Wales.This fixed rate mortgage is a limited offer and can be withdrawn at any time. The minimum loan size for this product is £140,000. Although the interest rate will not rise before the end of the fixed rate period, other factors may result in your payments increasing before this date e.g. unpaid amounts being debited to your account.

    • Tynnu arian i lawr
      There is no drawdown facility with this product.
    • Seibiant talu
      There is no payment holiday facility with this product.
    • Gordaliad
      There is an overpayment facility with this product.
    • Tandaliad
      There is no underpayment facility with this product.
    • Benthyg yn ôl
      There is no borrow back facility with this product.
    Ffïoedd a thaliadau

    Ffïoedd, taliadau a chymhellion

    • Ffioedd cynnyrch
      £1,395
    • Ffïoedd Prisio
      The Principality Building Society will bear the cost of a Report and Valuation for Mortgage Purposes Only.
    • Ffioedd Cyfreithiol
      There is no help with legal fees with this product.
    • Mortgage Commitment Fee
      There is no Mortgage Commitment Fee.
    • Costau ad-dalu'n gynnar
      You will incur an early repayment charge of 5% of the amount repaid if you repay in full on or before 31/01/2024, 3% of the amount repaid if you repay in full after 31/01/2024 and on or before 31/01/2026 and 1% of the amount repaid if you repay in full after 31/01/2026 and on or before 31/01/2027.
    • Arian yn ôl
      Dim arian yn ôl

    A mortgage of £100,000 payable over 22 years initially on a fixed rate for 5 years at 2.19% and then on our standard variable rate of 4.40% (variable) for the remaining 17 years would require 60 monthly payments of £477.68 and 204 monthly payments of £566.70. The total amount payable would be £144,340.60 made up of the loan amount plus interest (£44,340.60), a product fee (£0.00), valuation fee (£0.00), telegraphic transfer fee (£8.00) and discharge fee (£65.00). The overall cost for comparison is 3.5% APRC representative.

    • 6ed cymdeithas adeiladu fwyaf y DU
    • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
    • Dros 160 mlynedd o brofiad
    • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
    • Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.