Ymunwch â’r Gymdeithas o Gynilwyr

Croeso i’n hwb cynilo ar-lein, y lle delfrydol ar gyfer y cyngor a’r awgrymiadau gorau ar gynilo arian. Gall hwn droi hyd yn oed y bobl sydd mwyaf amharod i gynilo yn gynilwyr deallus.

Rydym ni’n deall y gall cynilo fod yn anodd, a dyna pam yr ydym ni yma i’ch helpu. Mae gennym ni dros 150 mlynedd o brofiad o helpu ein Haelodau i wneud y mwyaf o’u harian.

3 ffordd o ddechrau cynilo

Learn how to turn a little change into a big difference.

Save from the comfort of your home

Sometimes it can feel like there aren't enough hours in the day, but starting your savings journey doesn't have to take up much time. Our Web Saver account can offer the convenience you need to save when you can, where you like

Get more from your savings with our 4 top tips:

Tick Set a budget 

Calculate your monthly income and all your outgoings, so all bills, food shopping, gym, subscriptions, going out money etc. From the amount you have left over, you can put that figure away to save. 

Tick Set up a standing order

Once you've worked out what you can spare to save each month, set up a standing order for each pay day so that amount goes straight into a savings account. This way you don't even see the money so can't be tempted. 

Tick Want vs needs 

If you can take a step back and ask yourself if you need that takeaway, new jacket or drink with your meal, you will be able to rein in what you don't need and save more. 

Tick Use cash not cards 

It's so easy now to tap and go, but if you physically withdraw the amount you want to spend on shopping, nights out or meals, and leave your card at home, then you cannot over spend. 

Find the right account for you

Use our savings calculator to find the right account for you.

We offer a range of savings accounts.

Depending on what you’re saving for, you can choose to place your money in a bond for a fixed period, save on a regular basis, or have the convenience of accessing your money whenever you need to.

Savings account types

What you say about us

Have some feedback you would like to share? Share with us on social media using #societyofsavers and see the other quotes below!

^ Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. You can hold multiple ISAs as long as you only subscribe to one Cash ISA product for each tax year (6th April in one year to 5th April in the next). Tax treatment depends on your individual circumstances and may not be maintained in the future.

 

Principality. Lle mae cartref yn bwysig.