ISA Arian Parod Rhwydd

Mae ein ISA Arian Parod Rhwydd newydd yn eich galluogi i gael gafael ar eich arian yn rhwydd mewn cangen.

  Cyfraddau llog Balans Di-dreth^ y fl. AER†
Sefydlog £500 - £20,000 0.90% 0.90%
  • Agor mewn cangen neu asiantaeth 
  • Cynilo rhwng £500 a £20,000
  • Trosglwyddo eich ISA Arian Parod presennol i mewn
  • Cyfrifir llog ar eich balans yn ddyddiol a chaiff ei dalu yn flynyddol
  • Mwynhewch fanteision ISA hyblyg
  • Nid oes angen rhybudd
Blwch Crynodeb
  Blwch Crynodeb
Enw'r cyfrif ISA Arian Parod Rhwydd
Beth yw'r gyfradd llog? 0.90% Tax-free^ p.a. / AER† (Variable)

Interest is calculated on your daily balance and paid annually on 6 April every year (or the next business day).
A all y Principality newid y gyfradd llog? Yes, variable account rates could increase or decrease.

Customers will be given personal notification of any material reduction in Interest rates a minimum of 14 days before the change takes effect. To understand why rates may be reduced please refer to our Savings Terms and Conditions.
Beth fyddai'r balans amcangyfrifedig ar ôl 12 mis yn seiliedig ar adnau o £1,000? £1,009.00 (based on the assumption that no further deposits or withdrawals are made during the 12 months)
Sut ydw i’n agor a rheoli fy nghyfrif?
  • You must be aged 16 or over, a UK resident for tax purposes and an individual applicant to open and operate this account.
  • Open your account in branch or agency.
  • Minimum balance is £500 and you can save up to the current annual Cash ISA limit of £20,000 (plus transfers-in of existing ISA balances) in this tax year. You need to keep the minimum balance in your account for it to remain open.
  • Manage your account in branch, agency, post or online via secure message (subject to Your Account eligibility criteria, available when you click ‘Register Now’ at www.principality.co.uk/register).
A gaf i godi arian?
  • Yes, you do not have to give notice to close your account or make a withdrawal.
  • This is a flexible ISA. This means you’ll be able to take money out of it and replace that money before the end of the same tax year, without the replacement contributing any further towards your annual ISA allowance.
Gwybodaeth ychwanegol
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.
  • Rates correct as at 06/04/19.
Cyfrifo eich cynilion

20000

20000

 

  1. The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
  2. The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
  3. It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future). 

Before you apply below, please read the Easy Cash ISA Terms & Conditions

If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.

You can only invest in one Cash ISA per tax year.

As you will be bound by the Account Terms of the ISA, you must read them. If you do not understand any of the terms and conditions please contact us for further information.

We recommend that you print and keep a copy of these terms and conditions for your records.

Please also read the following:

^ Mae di-dreth yn golygu nad oes yn rhaid talu Treth Incwm a Threth Enillion Cyfalaf y DU ar y llog a enillwch. Mae eich sefyllfa o ran treth yn dibynnu ar amgylchiadau unigol a gall newid yn y dyfodol. 

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.


Cynhyrchion
cynilion

ISA Arian Parod Rhwydd




  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.

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