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Maturity 1 Year Fixed Rate Cash ISA

This is a maturity product, it’s designed to reward you as one of our loyal savings Members, you will benefit from higher rates than the products on sale to new customers. Our Maturity 1 Year Fixed Rate Cash ISA may be right for you if you have a lump sum to invest and you can leave your investment untouched for 1 year.

  Cyfradd Llog Balans Di-dreth^ y fl. AER†
Llog Blynyddol £500 - £20,000 0.55% 0.55%
Llog Misol £500 - £20,000 0.55% 0.55%
  • This product is only available to customers with a maturing Principality account
  • Apply in branch, agency or by post
  • Save from £500 to £20,000
  • Transfer in your existing ISA
  • Interest is calculated on your daily balance and paid on maturity or monthly
  • Additional deposits permitted up to 5 business days after the opening of the account
  • No withdrawals allowed before the end of the 1 year term
  • Closure permitted subject to loss of 90 days' interest
  • This product can be withdrawn from sale at any time without notice. While the product remains on sale it is only available to you for 14 days after the date on which your existing Principality account matures
Blwch Crynodeb
  Blwch Crynodeb
Enw'r cyfrif Maturity 1 Year Fixed Rate Cash ISA (FRISA60)
Beth yw'r gyfradd llog?
AER†
Tax-free^ p.a.
Fixed maturity interest
0.55%
0.55%
Fixed monthly interest
0.55%
0.55%

Interest is calculated on your daily balance and paid on maturity of your ISA opening or monthly, paid one month after the date on which your ISA is opened, and then monthly after that, depending on what you choose.
A all y Principality newid y gyfradd llog? No, the rate on this ISA is fixed for 1 year until maturity.
Beth fyddai'r balans amcangyfrifedig ar ôl 12 mis yn seiliedig ar adnau o £1,000? £1,005.50 (based on the assumption that you chose to have interest paid on maturity and added to your ISA and that no further deposits were made).
Sut ydw i’n agor a rheoli fy nghyfrif?
  • This product is only available to customers with a maturing Principality fixed term account.
  • You can transfer funds from your maturing Principality account in branch, agency, online or by post.
  • You can transfer in your existing ISA balances and save up to the current ISA limit of £20,000. The minimum balance is £500 and this must be maintained to operate the account.
  • You can keep making deposits for up to 5 business days after opening the account.
  • The ISA will mature after one year on the anniversary of opening.
  • Manage your ISA in branch, agency, online or by post.
  • This product can be withdrawn from sale at any time without notice. While the product remains on sale it is only available to you for 14 days after the date on which your existing Principality account matures.
A gaf i godi arian?
  • No withdrawals permitted prior to maturity.
  • Early closure or transfer to another ISA provider permitted subject to 90 days’ loss of interest. If you haven't earned enough interest to cover this, this will be taken from the funds in your account and means you will get back less than you originally deposited.
  • We will write to you before your ISA matures to let you know what other ISAs we can offer you.
  • If we don’t receive any instructions from you before your ISA matures, your ISA will be transferred to our Variable Rate Cash ISA or its nearest equivalent.
Gwybodaeth ychwanegol
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.
  • Rates correct as at 26/11/2020.
Cymorth a chanllawiau

Guides Read more for top tips on saving and answers to your savings and ISA questions.

Contact us If you would like to speak someone for help give us a quick call. 

FAQs

Before you apply below, please read the Maturity 1 Year Fixed Rate Cash ISA (FRISA60) Terms & Conditions

If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.

You can only invest in one Cash ISA per tax year.

As you will be bound by the account terms and your information is held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them please contact us for further information.

Please also read the following:

^ Mae di-dreth yn golygu nad oes yn rhaid talu Treth Incwm a Threth Enillion Cyfalaf y DU ar y llog a enillwch. Mae eich sefyllfa o ran treth yn dibynnu ar amgylchiadau unigol a gall newid yn y dyfodol. 

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.



Pam y Principality?

  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gwobrau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.

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