Maturity 5 Year Fixed Rate Cash ISA

This is a maturity product, it’s designed to reward you as one of our loyal savings Members, you will benefit from higher rates than the products on sale to new customers. Our Maturity 5 Year Fixed Rate Cash ISA may be right for you if you have a lump sum to invest and you can leave your investment untouched for 5 years.
  Cyfraddau llog Balans Di-dreth^ y fl. AER†
Annual Interest £500 - £20,000 1.75% 1.75%
Monthly Interest £500 - £20,000 1.74% 1.75%
  • This product is only available to customers with a maturing Principality account
  • Gellir ei agor mewn cangen, asiantaeth, neu drwy'r post
  • Cynilo o leiaf £500 a £20,000
  • Transfer in your existing ISA
  • Cyfrifir llog ar eich balans yn ddyddiol a chaiff ei dalu yn flynyddol neu’n fisol
  • Additional deposits permitted up to 5 business days after the opening of the account
  • No withdrawals allowed before the end of the 5 year term
  • Caniateir cau'r cyfrif ond byddwch yn colli 360 diwrnod o log
  • This product can be withdrawn from sale at any time without notice. While the product remains on sale it is only available to you for 14 days after the date on which your existing Principality account matures
Summary Box
  Summary Box
Enw'r cyfrif Maturity 5 Year Fixed Rate Cash ISA (FRISA41)
What is the interest rate?
AER†
Tax-free^ p.a.
Fixed annual interest
1.75%
1.75%
Fixed monthly interest
1.75%
1.74%

Interest is calculated on your daily balance and paid annually on the anniversary of your ISA opening or monthly, paid one month after the date on which your ISA is opened, and then monthly after that, depending on what you choose.
A all y Principality newid y gyfradd llog? No, the rate on this ISA is fixed for 5 years until maturity.
Beth fyddai'r balans amcangyfrifedig ar ôl 60 mis yn seiliedig ar adnau o £1,000? £1,090.62 (based on the assumption that you chose to have interest paid annually and added to your ISA and that no further deposits were made).
Sut mae agored a rheoli fy nghyfrif?
  • This product is only available to customers with a maturing Principality fixed term account.
  • You can transfer funds from your maturing Principality account in branch, agency, online or by post.
  • You can transfer in your existing ISA balances and save up to the current ISA limit of £20,000. The minimum balance is £500 and this must be maintained to operate the account.
  • You can keep making deposits for up to 5 business days after opening the account.
  • The ISA will mature after five years on the anniversary of opening.
  • Manage your ISA in branch, agency, online or by post.
  • This product can be withdrawn from sale at any time without notice. While the product remains on sale it is only available to you for 14 days after the date on which your existing Principality account matures.
A gaf i godi arian?
  • No withdrawals permitted prior to maturity.
  • Early closure or transfer to another ISA provider permitted subject to 360 days’ loss of interest. If you haven't earned enough interest to cover this, this will be taken from the funds in your account and means you will get back less than you originally deposited.
  • We will write to you before your ISA matures to let you know what other ISAs we can offer you.
  • If we don’t receive any instructions from you before your ISA matures, your ISA will be transferred to our Variable Rate Cash ISA or its nearest equivalent.
Gwybodaeth ychwanegol
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.
  • Rates correct as at 17/09/19.

Before you apply, please read the Maturity 5 Year Fixed Rate Cash ISA (FRISA41) Terms & Conditions

If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.

You can only invest in one Cash ISA per tax year.

As you will be bound by the account terms of the ISA and your information held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them please contact us for further information.

Please also read the following:

^ Mae di-dreth yn golygu nad oes yn rhaid talu Treth Incwm a Threth Enillion Cyfalaf y DU ar y llog a enillwch. Mae eich sefyllfa o ran treth yn dibynnu ar amgylchiadau unigol a gall newid yn y dyfodol. 

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.



  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £8 biliwn o asedau ein cwsmeriaid

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