Cyfrif Cynilo Ar-lein

Os yw cyfleustra a hyblygrwydd yn bwysig i chi ac os ydych yn gyfforddus wrth ddefnyddio cyfrifiadur, efallai y bydd ein cyfrif e-gynilo yn iawn i chi.

  Cyfraddau llog Balans Gros* y fl. AER†
Amrywiol - gyda bonws £1 - £250,000 1.28% 1.28%
Amrywiol - heb fonws £1 - £250,000 1.18% 1.18%
  • Byddwch yn ennill y gyfradd llog â bonws am y 12 mis cyntaf, ac ar ôl hynny bydd y gyfradd llog yn dychwelyd i'r gyfradd heb fonws
  • Agor ar-lein
  • Cynilo rhwng £1 a £250,000
  • Cyfrifir llog ar eich balans yn ddyddiol a chaiff ei dalu i’ch cyfrif yn flynyddol
  • Trosglwyddo arian i’ch cyfrif cysylltiedig pryd bynnag y bydd ei angen arnoch
  • Caniateir cau'r cyfrif a chodi arian di-derfyn
  • Ni chaiff dau berson ddal y cyfrif hwn ar y cyd

 

 

Blwch crynodeb

Darllenwch y blwch crynodeb isod cyn gwneud cais

  Blwch Crynodeb
Enw'r cyfrif Cyfrif Cynilo Ar-lein Issue 3
Beth yw'r gyfradd llog?
Gross* p.a./ AER† (Variable)
Interest rate without bonus
1.18%
Interest rate with bonus (includes a bonus of 0.10%)
1.28%

You will earn the interest rate with bonus for the first 12 months, after which the interest rate will revert to the rate without bonus. Interest is calculated on your daily balance and paid annually on 1st January every year.
A all y Principality newid y gyfradd llog? Yes, variable account rates could increase or decrease.

Customers will be given personal notification of any material reduction in interest rates a minimum of 14 days before the change takes effect.

To understand why rates may be reduced please refer to condition 74-80 of our Savings Terms and Conditions.
Beth fyddai'r balans amcangyfrifedig ar ôl 12 mis yn seiliedig ar adnau o £1,000? £1,012.80 with bonus

£1,011.80 without bonus

(based on the assumption that no further deposits or withdrawals are made during the 12 months and the rate does not change).
Sut mae agored a rheoli fy nghyfrif?
  • You must be aged 16 or over. You must be a UK resident for tax purposes to open and operate this account.
  • You have to link your Online Saver to a current account with another UK Bank or Building Society in order to transfer money when you need it.
  • Open your account online only.
  • Minimum balance is £1, maximum balance is £250,000. The minimum balance must be maintained to operate the account.
  • Manage your account online only.
  • You have 5 business days from the account opening date in which to make your initial deposit. If you have not made your initial deposit in this time, your account will be closed.
  • The bonus will be paid for the first 12 months you hold the account. We will contact you before your unconditional bonus period comes to an end to remind you of this.
A gaf i godi arian? Yes, you do not have to give notice to make a withdrawal or close your account.
Gwybodaeth ychwanegol
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • If the total amount of interest you earn exceeds your Personal Savings Allowance then you may have to pay tax directly to HMRC. For more information visit www.gov.uk and search ‘Personal Savings Allowance’.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.
  • Rates correct as at 21/10/19.
Cyfrifo eich cynilion

Savings calculator

Please enter amount

Amount must be less than 250000

Please enter amount

Amount must be less than 250000

Please choose a duration

Please choose a duration

 

  1. The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
  2. The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
  3. It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future). 

Before you apply below, please read the Online Saver Terms & Conditions

As you will be bound by the Account Terms and your information is held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them please contact us for further information.

Please also read the following:

^ Mae di-dreth yn golygu na fydd yn rhaid ichi dalu Treth Incwm y DU na Threth ar Enillion Cyfalaf ar y llog byddwch yn ei ennill. Mae’r system dreth yn dibynnu ar eich amgylchiadau unigol; mae’n bosibl na fydd yn cael ei chynnal yn y dyfodol.

* Gros yw’r gyfradd llog sy’n daladwy yn ôl y contract cyn tynnu treth incwm yn unol â’r gyfradd a ddynodir gan y gyfraith.

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.

Please Note: If you are an existing eSaver or Web Saver customer and want to open an Online Saver account and transfer your existing balance to it, then please send us a secure message via Your Account using the message option to ‘Switch this account’ and we will transfer your existing balance without the need to open a new account

Cynnyrch a welwyd eisoes
cynilion

Online Saver Issue 3


  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
  • Gall Aelodau fynd at dudalen Gworau Aelodau sy’n cynnwys cystadlaethau, gostyngiadau a mwy.

We are covered by the FSCS


Find out more about what it means for you.