Conditions and assumptions

1. The results displayed were dependant on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
2. The calculations assume interest is paid gross* of income tax on an annual basis
3. Investing in an ISA means the interest you earn is exempt from UK Income Tax and Capital Gains Tax, however limits apply to the amount you can invest each tax year.
4. You cannot open two or more cash ISAs in the same tax year.
5. For products which do not have a specific term, where you have not entered a specific date, a 5 year term will be assumed. 
6. We assume that you will not withdraw any money from your account and that the interest rates on our variable rate accounts won't change for the period you are intending to save for.
7. We assume you have not opened an ISA in the current tax year, cash ISAs are included in the results even if your deposits exceed the current tax year limit of £20,000.

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

ˆ Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.

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