75% LTV Buy To Let Fixed Mortgage

  • You need a mortgage for an investment property to let out
  • Your rate will be a discount on our SVR
  • You're are able to borrow up to 75% of the value or purchase price of your property (LTV)
  • You're able to borrow up to a maximum of £500,000
  • No product fee and mortgage commitment fee
  • No valuation fee
  • Legal fees paid for remortgages



2.04% p.a.

2.04% Fixed until 30.09.2026

4.40% p.a.

Our current Standard Variable Rate (SVR)

3.90% APRC

The overall cost for comparison


Maximum Loan to Value (LTV)

Product Fee £1,395
Mortgage Commitment Fee £0
Early Repayment Charge Please click on the Fees & Charges tab for details.
Maximum Loan £500,000
Important information

Important information

  1. This mortgage is only available to people seeking to buy or re-mortgage a property in order to let it.
  2. This mortgage is not available if you already have more than 3 mortgaged buy to let properties owned solely, jointly or in aggregate irrespective of whether the loans are with the Society or another lender.
  3. Borrow from £25,001 up to £500,000 maximum (please refer applications over £500,000).
  4. You must buy a property worth at least £50,000 (£75,000 in London postal districts).
  5. This kind of mortgage is not available for: Multiple or short-term lets.
  6. Discount mortgage rates are variable. If our standard variable rate increases or decreases, the discounted rate you pay will increase or decrease accordingly. However, the discounted rate will never fall below 2.00%.
  7. This mortgage is not available for Holiday Lets.

  • Drawdown
    There is no drawdown facility with this product.
  • Payment holiday
    There is no payment holiday facility with this product.
  • Overpayment
    There is an overpayment facility with this product.
  • Underpayment
    There is no underpayment facility with this product.
  • Borrow back
    There is no borrow back facility with this product.
Fees & charges

Fee, charges and incentives

  • Product fees
  • Valuation fees
    The Principality Building Society will bear the cost of a Standard Report and Standard Valuation for Mortgage Purposes Only.
  • Legal fees
    There is no help with legal fees with this product.
  • Mortgage Commitment Fee
    There is no Mortgage Commitment Fee.
  • Early Repayment Charges
    You will incur an early repayment charge of 5% of the amount repaid if you repay in full on or before 30 September 2023, 3% of the amount repaid if you repay in full after 30 September 2023 and on or before 30 September 2025 and 1% of the amount repaid if you repay in full after 30 September 2025 and on or before 30 September 2026
  • Cashback
    There is no cashback facility with this product.
Other services

Water leak in the house Insurance

Get a quote – valid for 90 days – in as little as 5 minutes

A mortgage of £125,000 payable over 25 years initially on a fixed rate for 5 years at 2.27% and then on our standard variable rate of 4.40% (variable) for the remaining 20 years would require 60 monthly payments of £236.46 and 240 monthly payments of £458.33. The total amount payable would be £249,259.80 made up of the loan amount plus interest (£124,259.80), a product fee (£0.00), valuation fee (£0.00), telegraphic transfer fee (£8.00) and discharge fee (£65.00). The overall cost for comparison is 3.9% APRC representative.


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  • A mutual building society, owned by and run for the benefit of our 500,000 members
  • Over 160 years experience
  • Taking care of over £10 billion of our customers' assets
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