YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
|
Initial rate |
Terms |
Then changing to SVR currently |
Overall cost for comparison |
Product Fee |
Mortgage Commitment Fee |
More details |
|
2 Year Fixed Rate
|
2.69% |
Until 30/06/2015 |
4.99% |
4.8% APR |
£0 |
£99 |
More about this product
|
Our 2 Year Fixed Rate 65% LTV Mortgage is the one for you, if:
- You want to carefully budget in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow 65% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This mortgage offers repayment only
|
|
2 Year Fixed Rate
|
2.39% |
Until 30/06/2015 |
4.99% |
4.8% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Fixed Rate 60% LTV Mortgage is the one for you, if:
- You want to carefully budget in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow 60% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This mortgage offers repayment only
|
|
2 Year Fixed Rate
|
2.69% |
Until 30/06/2015 |
4.99% |
4.8% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Fixed Rate 75% LTV Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow the lower of 75% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This mortgage offers repayment only
|
|
2 Year Fixed Rate - 85% LTV
|
3.49% |
Until 30/06/2015 |
4.99% |
5.0% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Fixed Rate 85% LTV Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow the lower of 85% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
- This mortgage offers repayment only
|
|
2 Year Fixed Rate
|
2.89% |
Until 30/06/2015 |
4.99% |
4.8% APR |
£0 |
£99 |
More about this product
|
Our 2 Year Fixed Rate Fee Saver Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
- This mortgage offers repayment only
- You want to borrow 75% of the value or purchase price of your property (LTV)
- £99 Cashback
|
|
4 Year Fixed Rate
|
3.69% |
Until 30/06/2017 |
4.99% |
4.8% APR |
£900 |
£99 |
More about this product
|
Our 4 Year Fixed Rate Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £250,000
- This mortgage offers repayment only
- You want to borrow 85% of the value or purchase price of your property (LTV)
|
|
4 Year Fixed Rate
|
2.99% |
Until 30/06/2017 |
4.99% |
4.6% APR |
£0 |
£99 |
More about this product
|
Our 4 Year Fixed Rate Fee Saver Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
- This mortgage offers repayment only
- You want to borrow 75% of the value or purchase price of your property (LTV)
|
|
4 Year Fixed Rate Mortgage
|
2.69% |
Until 30/06/2017 |
4.99% |
4.5% APR |
£900 |
£99 |
More about this product
|
Our 4 Year Fixed Rate Mortgage is the one for you, if:
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 4 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £500,000
- This mortgage offers repayment only
- You want to borrow 75% of the value or purchase price of your property (LTV)
|
|
Initial rate |
Terms |
Then changing to SVR currently |
Overall cost for comparison |
Product Fee |
Mortgage Commitment Fee |
More details |
|
Three Year Flexible Discount
|
3.79% |
1.20% discount until 30/06/2016 |
4.99% |
4.9% APR |
£0 |
£99 |
More about this product
|
Our 3 Year Flexible Discount Mortgage is the one for you, if:
- You want the flexibility of adapting your mortgage to deal with life’s ups and downs
- You want a discounted rate for the first 3 years
- You want to be able to make overpayments, underpayments or even shorten your mortgage term
- You want to borrow 85% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
|
|
2 Year Flexible Discount
|
2.99% |
2.00% discount until 30/06/2015 |
4.99% |
4.8% APR |
£0 |
£99 |
More about this product
|
Our 2 Year Flexible Discount Feesaver Mortgage is the one for you, if:
- You want the flexibility of adapting your mortgage to deal with life’s ups and downs
- You want a discounted rate for the first 2 years
- You want to be able to make overpayments, underpayments or even shorten your mortgage term
- You want to borrow 75% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This is a repayment only mortgage
|
|
2 Year Flexible Discount
|
3.69% |
1.30% discount until 30/06/2015 |
4.99% |
5.0% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Flexible Discount Feesaver Mortgage is the one for you, if:
- You want the flexibility of adapting your mortgage to deal with life’s ups and downs
- You want a discounted rate for the first 2 years
- You want to be able to make overpayments, underpayments or even shorten your mortgage term
- You want to borrow 85% of the value or purchase price of your property (LTV)
- You want to borrow up to £250,000
- This is a repayment only mortgage
|
|
Three Year Discount IO Exclusive Flexi 50% LTV
|
2.99% |
2.00% discount until 30/06/2016 |
4.99% |
4.8% APR |
£900 |
£99 |
More about this product
|
Our 3 Year Discount Mortgage 50% LTV is the one for you, if:
- You want a discounted rate for the first 3 years
- You want to minimise the costs of arranging your mortgage, freeing up more to spend on your home
- You want to borrow up to £500,000
|
|
Initial rate |
Terms |
Then changing to SVR currently |
Overall cost for comparison |
Product Fee |
Mortgage Commitment Fee |
More details |
|
2 Year Flexible Tracker
|
2.49% |
Bank of England bank rate plus 1.99% until 30/06/2015 |
4.99% |
4.9% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Tracker Flexible Mortgage is the one for you, if:
- You want your mortgage rate to track the Bank of England Bank Rate for the first two years
- You want to be able to adapt your mortgage to deal with life’s ups and downs
- You want to be able to make overpayments or take payment holidays, for those times when money is tight
- You want to borrow 60% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This is a repayment only mortgage
|
|
2 Year Flexible Tracker
|
2.79% |
Bank of England bank rate plus 2.29% until 30/06/2015 |
4.99% |
4.8% APR |
£900 |
£99 |
More about this product
|
Our 2 Year Flexible Tracker Mortgage is the one for you, if:
- You want your mortgage rate to track the Bank of England Bank Rate for the first two years
- You want to be able to adapt your mortgage to deal with life’s ups and downs
- You want to be able to make overpayments or take payment holidays, for those times when money is tight
- You want to borrow 75% of the value or purchase price of your property (LTV)
- You want to borrow up to £500,000
- This is a repayment only mortgage
|
|
Initial rate |
Terms |
Then changing to SVR currently |
Overall cost for comparison |
Product Fee |
Mortgage Commitment Fee |
More details |
|
BTL 2 Year Discount
|
3.79% |
1.2% discount until 30/06/2015 |
4.99% |
5.0% APR |
£0 |
£99 |
More about this product
|
Our Buy To Let 2 Year Discount Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want the flexibility of adapting your mortgage deal with life's ups and downs
- You want a discounted rate for the first 2 years
- You want to minimise the costs of arranging your mortgage
- You want to borrow up to £250,000
|
|
BTL 2 Year Discount No ERC
|
3.49% |
1.50% discount until 30/06/2015 |
4.99% |
4.9% APR |
1.00% |
£99 |
More about this product
|
Our Buy To Let 2 Year Discount Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want the flexibility of adapting your mortgage deal with life's ups and downs
- You want a discounted rate for the first 2 years
- You want to borrow up to £250,000
|
|
2 Year BTL Discount 70% LTV
|
3.89% |
1.1% discount until 30/06/2015 |
4.99% |
5.0% APR |
£900 |
£99 |
More about this product
|
Our Buy To Let 2 Year Discount Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want the flexibility of adapting your mortgage deal with life's ups and downs
- You want a discounted rate for the first 2 years
- You want to borrow up to £250,000
|
|
2 Year BTL Discount 75% LTV
|
4.79% |
0.20% discount until 30/06/2015 |
4.99% |
5.2% APR |
£900 |
£99 |
More about this product
|
Our Buy To Let 2 Year Discount Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want the flexibility of adapting your mortgage deal with life's ups and downs
- You want a discounted rate for the first 2 years
- You want to borrow up to £250,000
|
|
Buy to Let - Two Year Fixed
|
3.29% |
Until 30/06/2015 |
4.99% |
4.9% APR |
£900 |
£99 |
More about this product
|
Our Buy To Let 2 Year Fixed Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want to budget carefully in the early years
- You want the certainty of a fixed interest rate for 2 years
- You want to borrow up to £250,000
|
|
BTL 2 Year Tracker
|
3.49% |
Bank of England bank rate plus 2.99% until 30/06/2015 |
4.99% |
5.0% APR |
£900 |
£99 |
More about this product
|
Our Buy To Let 2 Year Tracker 60% LTV Mortgage is the one for you, if:
- You need a mortgage for an investment property you will let out
- You want your mortgage rate to track the Bank of England Bank Rate for the first two years
- You want to borrow up to £250,000
- You want to borrow up to the lower of 60% of the value or purchase price of your property
|
Mortgages
Whether you are a first time buyer, moving house, remortgaging your home or expanding your property portfolio. We can help you find the right mortgage to suit your budget.
Find the right mortgage to suit your budget.
- Fixed rate mortgages offer a fixed interest rate for a set period of time. This means your monthly mortgage repayment doesn’t change regardless of whether interest rates rise or fall, during the fixed.
- Discount mortgages are variable rate mortgages offering a discount against our Standard Variable Rate (SVR) for a set period of time. The interest rate will change as our SVR changes.
- Tracker mortgages are variable rate mortgages linked to the Bank of England Bank Rate (also known as the base rate) which means your mortgage rates will increase or decrease as the Bank Rate changes. When the interest rate decreases, you benefit from lower monthly repayments, when interest rates go up your monthly repayment will increase.
- We offer Buy to let mortgages for new and experienced property investors.
At the end of a fixed, discount, or tracker mortgage period, mortgage rates will revert to the Standard Variable Rate (SVR).
Mortgage Rates
Principality offers a range of competitive mortgages, with a variety of features and benefits including:
- Mortgages with fixed or discounted interest rates
- Tracker mortgages with rates linked to the Bank of England Bank Rate
- Borrow up to 90% of the value of your property (selected mortgages only)
- Flexible features including: payment holidays, overpayment and underpayment facilities that allow you to adjust your mortgage repayments to accommodate your budget (conditions apply)
- Fee Saver mortgages – without product, legal or report and valuation fees (available on selected mortgages only)
Mortgage Calculator
Buying a property is an important financial decision. Whether you are buying your own home, or a property to rent our mortgage calculator helps you work out the costs. Quick and easy to use, it helps you calculate the maximum amount you can borrow and monthly mortgage repayments.
