SAVINGS

It's easy to open an e-Saver account, it is simple to use and secure, giving you access to your account anywhere and at any time.

• Variable interest rate
• Minimum balance is £1.  Maximum balance is £1,000,000.
• Rate includes a 1.20% unconditional bonus for the first year.
• View your statements and make deposits or withdrawals online.
• Interest is calculated daily and paid into your e-Saver account annually on the 1st January each year.

Our Promise Saver gives you the opportunity to earn an annual bonus every year and gives you an excellent return on your money.

• A competitive core interest rate of 1.50% Gross* p.a./AER† (variable) every year.
• A first year unconditional bonus of 0.80% with unlimited withdrawals.
• After year 1 a bonus of 0.50% paid annually, if you make no more than 2 withdrawals per year.
• Variable interest rate.
• Withdrawals permitted subject to 30 days' notice or loss of 30 days' gross interest.
• Interest is calculated daily and you can choose to have your interest paid monthly or annually.

If you want access to your money quickly and easily, you should consider our Instant Access Savings Account.

• Variable interest rate
• Minimum balance is £1.  Maximum balance is £1,000,000.
• Interest is calculated daily and paid into your account annually on the 1st January each year.

A fixed rate of interest for five years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

• Fixed interest rate
• Interest is calculated daily and you can choose to have your interest paid monthly or annually
• Invest from £500 to £2 million
• Additional deposits permitted while the bond remains on sale
• No withdrawals permitted prior to Maturity. Closure permitted subject to loss of 360 days' gross* interest

A fixed rate of interest for three years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

• Fixed interest rate
• Interest is calculated daily and you can choose to have your interest paid monthly or annually
• Invest from £500 to £2 million
• Additional deposits permitted while the bond remains on sale
• No withdrawals permitted prior to Maturity. Closure permitted subject to loss of 270 days' gross* interest

A fixed rate of interest for two years means you'll always know exactly what returns you'll receive and it's unaffected by changes in interest rates.

• Fixed interest rate
• Interest is calculated daily and you can choose to have your interest paid monthly or annually
• Invest from £500 to £2 million
• Additional deposits permitted while the Bond remains on sale
• Limited availability
• No withdrawals permitted prior to Maturity. Closure permitted subject to loss of 180 days' gross* interest.

The great way to save while helping the fight against cancer.

Principality's staff have chosen Cancer Research Wales as their charity of the year. As part of our support we've devised a special savings bond to help raise vital funding.

All the money raised for Cancer Research Wales will be spent within Wales, funding research projects at centres of excellence like the Velindre Cancer Centre in Cardiff.

Cancer Research Wales Bond - here's how it works

• Invest any amount from £500 to £2 million and your savings will attract 3.05% AER†/3.06% Gross*  fixed interest for 15 months 
• The amount we will donate to our Charity of the Year will be the equivalent of 12 months interest paid at 0.10% Gross* p.a./AER† on the total amount held in the Cancer Research Wales Bond on the 31 December 2012
• Bond Matures 15 months after the date of opening
• No withdrawals or closure prior to Maturity
• Interest on your Bond is calculated daily and paid on Maturity
• Limited availability

A fixed term of one year with a variable interest rate which will not fall below the starting rate during the term of the bond.

• Variable interest rate
• Interest is calculated daily and you can choose to have your interest paid monthly or annually
• Invest from £500 to £2 million
• Additional deposits permitted while the Bond remains on sale
• Limited availability
• No withdrawals or closure permitted before the end of the 1 year term

With a competitive fixed rate of interest on your regular savings, all it takes is to save a bit each month and you could soon be enjoying the things in life you want.

• Fixed interest rate
• Interest is calculated daily and paid on Maturity
• Invest from £20 to £500 per calendar month for 12 months to achieve published interest rate
• Customers who miss a payment or make a monthly payment of under £20 or in excess of £500, or close the bond prior to Maturity, will not receive the above interest rate.
• If you make a £500 cash investment into your Bond each month on the same date as the date your bond was opened you will earn £130 gross* interest at Bond Maturity

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

• Fixed interest rate for 1 year
• Transfers in of previous years' ISA subscriptions are not permitted
• Interest is calculated daily and paid at maturity on the anniversary of your ISA opening
• Minimum investment £500, maximum investment £5,340
• Early closure or transfer to another approved ISA provider subject to loss of 90 days' interest
• No withdrawals permitted prior to Maturity
  

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

• Fixed interest rate for 2 years
• Transfers in of previous years' ISA subscriptions permitted
• Interest is calculated daily and paid annually on the anniversary of your ISA opening
• Minimum investment £500, maximum investment £5,340 - where investing your 2011/2012 ISA allowance
• Early closure or transfer to another approved ISA provider subject to loss of 180 days' interest
• No withdrawals permitted prior to Maturity
  

Our online variable rate cash e-ISA account is simple to use and secure and you can save from as little as £1.  You can also transfer in your existing years' ISA subscriptions.

• Rate includes a 1.00% unconditional tax free bonus rate paid for one year from your ISA opening.
• Variable interest rate.
• Invest up to £5,340 in this tax year.
• View your statements and make deposits or withdrawals online.
• Interest is calculated daily and paid into your e-ISA account annually on the 6th April each year.  

Our Promise ISA gives you the opportunity to earn a tax-free annual bonus every year and gives you an excellent return on your money. You can also transfer in your existing years' ISA subscriptions.

• A competitive core interest rate of 1.50% Tax-free^/AER† every year.
• A first year unconditional bonus of 0.80% with unlimited withdrawals.
• After year 1 a bonus of 0.50% paid annually, if you make no more than 2 withdrawals per year.
• Variable interest rate.
• Closure and withdrawals permitted subject to 30 days' notice or loss of 30 days' gross interest.
• Interest is calculated daily and you can choose to have your interest paid monthly or annually.

With a Principality Cash ISA you do not have to pay tax on your interest and you can keep more of your savings for yourself.

• Variable interest rate
• Minimum investment of £1
• Invest up to £5,340 in this ISA year
• Instant access to your money
• Interest paid annually on 6th of April

Our 60 Day Direct Account offers a variable interest rate and withdrawals at just 60 days' notice. 

• Variable interest rate
• A first year unconditional bonus of 1%
• Closure and withdrawals permitted subject to 60 days' notice or loss of 60 days' gross* interest
• Interest is calculated daily and you can choose to have your interest paid monthly or annually
• The account can only be operated by post 

A child's savings account is a great way to give children a solid financial start in life and it doesn't take a lot to get into the habit of saving regularly.

• Fixed interest rate
• Interest is calculated daily and paid on Maturity
• Invest from £10 to £150 per calendar month for a 12 month period
• If a monthly investment is missed you will receive the rate of interest paid on the Children's Account
• If you make a £150 cash investment into your Bond each month on the same date as the date your Bond was opened you will earn £43.88 gross* interest at Bond Maturity.
• Closure permitted

Our Children's Account is the ideal way to start saving for your child's future, because it makes saving both enjoyable and rewarding.

• Variable rate.
• Account only available to persons under 18 years old. 
• Minimum balance is £1. Maximum contributions are £25,000.
• Matures on the child's 18th birthday. On maturity the account will be transferred into Instant Access Savings Account (or equivalent).