Intermediaries Mortgage Lending Criteria

Our mortgage lending criteria can be downloaded below.

This contains information on our LTV ratios and higher lending fees.

We have made some temporary changes to our mortgage lending criteria, which you need to be aware of. We’ve changed the way that we assess affordability for employed and self-employed income types, to ensure that customers get the right mortgage for their current circumstances, in light of COVID-19. 

The affordability calculator on our website has not been amended to reflect these changes, please bear this in mind when using it to calculate your self-employed applicants affordability.

If you require further clarification, please don't hesitate to contact your local BDM or the Intermediary Desk BDM Team.

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Mortgage Lending Criteria Download our Mortgage Lending Criteria

Our service updates

At Principality, we’re committed to helping our brokers work with us in an easy and efficient way.

That’s why, based on your feedback, we’ve updated our service.

Take five, to find out how our new updates will benefit you by having a look at our infographic below.

  • Principality Brokerpoint is for the use of Principality registered Intermediaries only and is not intended for public or customer use. If you've come to our Intermediaries website by accident, you can click here to find your way to, our main website.

Service Improvements

Intermediary Desk BDM Team 0330 333 4021
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Broker Registrations 0330 333 4021
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Product Switches 0330 333 4021
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Case Updates 0330 333 4021
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Opening Times Mon - Fri 9am - 5pm

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