Regular Saver Bonds

If you’re saving for something over the course of a year and would like to grow your savings without investing a lump sum, our Regular Saver Bonds can give you a helping hand. Like our Fixed Rate Bonds, interest remains fixed for the term (in this case 1 year). You can make multiple deposits every month up to your limit, with the interest paid on maturity.

  • You want to know how much interest your savings will earn over a year
  • You have £20 or more to open an account
  • You want to save regularly towards a specific goal, not necessarily every month
  • You don’t mind leaving your savings untouched for a year.
  • You don’t have a regular amount to save (or you’ve got a lump sum instead)
  • You need regular access to your savings
  • You’d like a variable interest rate.
  Gross* p.a. AER† Minimum to open Withdrawal notice  
1 Year Regular Saver Bond Issue 17 2.00% 2.00% £20 Not permitted More details
Member Only Regular Saver Bond 4.00% 4.00% £20 Not Permitted More details

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.

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