3 Year Fixed Rate Cash ISA

Our 3 Year Fixed Rate ISA may be right for you if you have a lump sum to invest and you can leave your investment untouched for 3 years.


  Interest rate Balance Tax-free^ p.a. AER†
Variable £500 - £20,000 0.90% 0.90%
  • Apply online, in branch or agency
  • Save from £500 to £20,000
  • Transfer in your existing ISA
  • Interest is calculated daily and paid monthly or annually
  • Additional deposits permitted while the ISA remains on sale
  • No withdrawals allowed before the end of the 3 year term
  • Closure permitted subject to loss of 270 days' interest
  • Limited availability
Summary Box
  Interest rate Balance Gross* p.a. AER†
Variable £1 - £2,000,000 0.20% 0.20%
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  1. The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
  2. The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
  3. It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future). 

Before you apply below, please read the 3 Year Fixed Rate ISA Issue 188 Terms & Conditions

If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.

You can only invest in one Cash ISA per tax year.

As you will be bound by the account terms of the ISA and your information held in accordance with our privacy policy, you should read, print and retain the below documents for your record. If you have any queries relating to them please contact us for further information.

Please also read the following:

^ Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may not be maintained in future.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.


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3 Year Fixed Rate Cash ISA Issue 188


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