Our Commercial Team

Our Commercial Team

We pride ourselves on our outstanding personal service. When you take out a lending product with us, you are assured of a named account manager who appreciates the needs of your business.

Peter Hughes - Managing Director, Principality Commercial

Peter HughesPeter spent the first 25 years of his career in a corporate and commercial banking environment – mainly in the West Midlands. He joined the Society in 2002 to head the Commercial team which has since doubled in size and built a mixed commercial lending book which now stands at £850m. The day to day role incorporates - amongst other matters - double heading client relationships, representing the Society externally and also maintaining effective dialogue with various stakeholders. ACIB qualified, Peter was also appointed Chair CML Cymru in 2007. He is a regular speaker at events representing the mortgage and social housing industry. Peter is also a member of the Society's Group Management Committee.

Gareth Redding - Senior Portfolio Manager

Gareth ReddingGareth has extensive experience within the Commercial arena, spending 20 years with High Street banks before joining the Principality’s Commercial Team in 2002. Gareth heads an experienced Relationship Team, who deal directly with customers and professionals to look after their property funding requirements. A qualified banker, Gareth also personally looks after a large lending portfolio of customers, both with investment and development requirements as well as holding strong relationships with local professionals.

Gary Price - Senior Manager Social Housing

Gary PriceGary has worked for the Society since 1982, in a variety of roles and in Principality Commercial since 1998. As well as looking after a large portfolio of commercial property clients, which includes some high profile customers, he also has a large portfolio of Housing Association clients. Gary was awarded Banker of the Year Award in the Wales Business Awards in 2007.

David Harvey - Business Development Manager

David HarveyDavid joined The Principality in June 2013 having moved from Israel Discount Bank in London where he was employed as a Property Relationship Manager for 12 years. He brings with him an excellent background in many aspects of property finance along with a good knowledge of the property market within London and the South East. David is part of the Commercial Business Development team and he also manages a large lending portfolio.

Nicola Crocker - Relationship Manager

Nicola CrockerNicola joined the Society, from Bank of Wales, in 2002 and has held various positions within the division covering Support Duties, IT Development, Team Management and Business Savings. Nicola is now responsible for management of a lending portfolio and is the liaison point within the Relationship Team for introduction of new initiatives and procedures, also ensuring that customer service standards are maintained.

Karl Jones - Relationship Manager

Karl JonesKarl has over 20 years’ experience in commercial banking and joined the Society’s Commercial Team in 2006. He is responsible for a large portfolio of customers with interests in the property investment and development sectors. Karl’s aim is to provide a consistently high level of service to all his customers.

Angela Niering-Wren - Relationship Manager

Angela Niering-WrenAngela joined Principality Commercial in 2005 having previously gained over 20 years’ experience in Financial Services, 14 of which were spent in the Commercial Banking environment. ACIB qualified and a firm advocate of the relationship approach. She has responsibility for managing an extensive customer portfolio, as well as involvement in many divisional projects.

Commercial Support Team

The Commercial Support Team are here to help you with your enquiries:

  • Emma Phillips - Senior Relationship Support Officer
  • Sharon Morgan - Relationship Support Officer
  • Richard Thomas - Relationship Support Officer
  • Kathryn Kenning - Securities & Lending Support Officer
  • Alison Harcombe - Relationship Support Officer
  • Mitesh Pitrola - Support Officer