Buy to Let and Holiday Let Mortgages

Supporting your clients with a no fuss, common-sense approach to lending

Principality are one of the few lenders who consider Holiday Let applications across England and Wales.

We offer a range of fixed and discounted rate Buy to Let products for purchases and re-mortgages, whether your clients are looking to purchase their first property to let, or expanding their current portfolio.

Why use Principality for Holiday Lets & Buy to Lets:

  • Loan to value (LTV up to 75%)
  • No minimum income requirements
  • No owner occupier requirements
  • Up to 4 applicants accepted
  • Simple online product transfers
  • Online applications and updates using MSO
  • Experienced BDM support

Case Study

With our help, customers like Craig are able to unlock new opportunities. Thanks to our flexible approach and common-sense lending Craig was able to purchase a new HL/BTL property.

Product transfers for holiday lets & buy to lets

  • Switching products: Once their product transfer is submitted, buy to let or holiday let mortgage customers can’t switch before the end of their mortgage.
  • Cancelling a product transfer: If a mortgage is cancelled on MSO, early repayment charges will be incurred and applied automatically.
  • Mortgage Charter switching rules for residential mortgage customers do not apply to Principality buy to let and holiday let mortgage customers.

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