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Mortgages with Principality

Browse our mortgage products, learn more about getting a mortgage with us and find the information you need to manage your mortgage.

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Over 85,000 homeowners supported in 2024.

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What would you like to do?

  • An illustrated house key with a house shape keychain is directed towards a door lock

    Buy my first home

    Get on the ladder with tools
    and mortgages for first time buyers.

    Start my journey
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    Manage my Principality mortgage

    Choose a new mortgage deal, move home, overpay, or borrow a little extra.

    Manage my mortgage
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    Get a Principality mortgage

    Switch your residential mortgage to us or explore our buy to let mortgages.

    Explore options
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  • Guides

Get mortgage confident

Mortgages are complicated. Let’s break down the process so you know what to expect.

  • 3 minute reads

  • Created by our experts

  • Explained in simple steps


Explore our guides
Award logo showing Principality has won the "What Mortgage" award for best building society customer service in 2024 and 7 years running
  • Principality mortgage

Why choose a Principality mortgage

We’ve been helping people buy and live in their homes since 1860. 

  • Award winning service

    Voted best building society for customer service for the last 7 years by What mortgage.

  • Refreshingly flexible

    We offer solutions for first time buyers, those who are self-employed, buying a new build and more.

  • We do things differently

    We don’t have shareholders, so we can give back by investing in social housing and financial education. We've also given over £1.6 million to community groups and our charity partners since 2022. 

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Time to talk mortgages?

Whether you're ready to apply or want to chat through your options, we're here to help.

Speak to a mortgage expert

Your home may be repossessed if you do not keep up repayments on your mortgage.