Borrowing more

Sometimes we all need a little bit extra finance to make those much needed home improvements or pay the yearly school fees. We are here to help you achieve your goal. Speak to one of our friendly advisors.

If you are a buy to let customer, some of the terms are slightly different. For more information speak to one of our advisors.

Things to know about borrowing more:

• There is an application fee
• Your further lending will be secured against your home and with your existing mortgage, can not exceed 90% loan to value (LTV)
• The minimum amount we would lend out is £1,000, but including your existing mortgage you could borrow up to £250,000
• The minimum term is 2 years and maximum term is 40 years
• No additional borrowing can be considered for at least 3 months from the commencement of the mortgage
• You can't borrow more if you are in arrears and must be able to demonstrate a satisfactory payment history
• Applications for additional borrowing are subject to the LTV and must meet our current lending requirements

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