Borrowing more

Sometimes we all need a little extra finance to make those much needed home improvements. Speak to one of our friendly advisors who are here to help you achieve your goals.

If you are a buy to let customer, some of the terms are slightly different. For more information speak to one of our advisors.

Things to know about borrowing more:

• There is an application fee
• Your further lending will be secured against your home and when added to your existing mortgage cannot exceed 80% loan to value (LTV) 
• The minimum term is 2 years and maximum term is 40 years
• No additional borrowing can be considered for at least 3 months from the commencement of the mortgage
• You cannot borrow more if you are in arrears and must be able to demonstrate a satisfactory payment history
• Applications for additional borrowing are subject to the LTV and must meet our current lending requirements

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