Important Information

Following the recent announcement by the First Minister, our branches in Wales will be providing a counter service enabling deposits and withdrawals only from Monday 26th October to 8th November. This means we will be unable to hold branch appointments for savings account openings during this time.  In the meantime, the majority of our savings accounts can be opened online. For more information, please visit the individual savings product web page. Thank you for your support during this time. For more information about branches and other updates, please visit our COVID page.

Current Interest Rates

Below is a full list of our current interest rates, to view a more detailed summary for each account please visit our Savings Accounts page

Online Savings Accounts

  Product Balance AER† Gross* p.a. Link
Web Saver Issue 4 £1 - £250,000 0.70% 0.70% (variable) More Info
Web ISA Issue 5 £1 - £250,000 0.65% 0.65% (variable) More Info

Tax-free Savings Accounts - ISAs

  Product Balance AER† Tax-free^ p.a. Link
1 Year Fixed Rate Cash ISA Issue 231 (Annual interest) £500 plus 0.75% 0.75% (fixed) More Info
1 Year Fixed Rate Cash ISA Issue 231 (Monthly interest) £500 plus 0.75% 0.75% (fixed) More Info
2 Year Fixed Rate Cash ISA Issue 232 (Annual interest) £500 plus 0.85% 0.85% (fixed) More Info
2 Year Fixed Rate Cash ISA Issue 232 (Monthly interest) £500 plus 0.85% 0.85% (fixed) More Info
Triple Access Cash ISA Issue 3 (Annual - Tier 1) £1 - £25,000 0.35% 0.35% (variable) More Info
Triple Access Cash ISA Issue 3 (Annual - Tier 2) £25,001 plus 0.50% 0.50% (variable) More Info
Web ISA Issue 5 £1 - £250,000 0.65% 0.65% (variable) More Info
Easy Cash ISA (Variable - Annual Interest) £500 plus 0.25% 0.25% (variable) More Info
Variable Rate Cash ISA £1 plus 0.10% 0.10% (variable) More Info

Everyday Savings Accounts

  Product Balance AER† Gross* p.a. Link
Thank You Saver £1 - £20,000 1.65% 1.65% (Variable) More Info
Triple Access Saver Issue 2 (Annual - Tier 1) £1 - £25,000 0.35% 0.35% (variable) More Info
Triple Access Saver Issue 2 (Annual - Tier 2) £25,001 - £2,000,000 0.50% 0.50% (variable) More Info
First Home Steps Account Issue 2 (Annual - Tier 1) £1 - £2,500 0.80% 0.80% (variable) More Info
First Home Steps Account Issue 2 (Annual - Tier 2) £2,501 - £7,500 1.00% 1.00% (variable) More Info
First Home Steps Account Issue 2 (Annual - Tier 3) £7,501 - £25,000 1.50% 1.50% (variable) More Info
Easy Saver £500 - £2,000,000 0.25% 0.25% (variable) More Info
Instant Access Savings Account £1- £2,000,000 0.10% 0.10% (variable) More Info

Fixed Term Savings

  Product Balance AER† Gross* p.a. Link
Christmas 2021 Regular Saver Bond £10 - £125 (per calendar month) 1.50% 1.50% (fixed) More Info
1 Year Regular Saver Bond Issue 23 £20 - £250 (per calendar month) 1.25% 1.25% (fixed) More Info
1 Year Fixed Rate Bond Issue 352 (Annual Interest) £500 - £2,000,000 0.75% 0.75% (fixed) More Info
1 Year Fixed Rate Bond Issue 352 (Monthly Interest) £500 - £2,000,000 0.75% 0.75% (fixed) More Info
2 Year Fixed Rate Bond Issue 353 (Annual Interest) £500 - £2,000,000 0.85% 0.85% (fixed) More Info
2 Year Fixed Rate Bond Issue 353 (Monthly Interest) £500 - £2,000,000 0.85% 0.85% (fixed) More Info

Children's Savings Accounts

  Product Balance AER† Gross* p.a. Link
Learner Earner Issue 3 (Annual Interest) £1 - £20,000 2.35% 2.35% (Variable) More Info
3 Year Dylan's Regular Saver Bond Issue 8 £10 - £150 (per calendar month) 2.50% 2.50% (fixed) More Info
Children's Savings Account £1 - £25,000 0.30% 0.30% (variable) More Info

Service Charges and Cost Related Charges may apply to your account, these are outlined in our Tariff of Charges.

Variable account rates could increase or decrease. Customers will be given personal notification of any material reduction in interest rates a reasonable time before the change takes effect. To understand why rates may be reduced please refer to the Savings Terms and Conditions.

In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined in the Savings Terms and Conditions.

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.
^Tax-free means the interest you earn is exempt from UK Income Tax and Capital Gains Tax. Tax treatment depends on your individual circumstances and may change in future.