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First Home Steps

Helping you save for your first home

Savings Accounts

We offer a range of savings accounts. Depending on what you’re saving for, you can choose to place your money in a bond for a fixed period, save on a regular basis, or have the convenience of accessing your money whenever you need to. We offer Tax-free Cash ISAs and Children’s Accounts too.

Whatever you choose, all our savings accounts are easy to open and you can apply and manage some of them online.


Select a savings account type
Ways to save
Looking for tax efficient saving
Access to your savings
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Guides & help Read more for top tips on saving and answers to your savings and ISA questions.

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Why Principality?

  • 6th largest UK building society
  • A mutual building society, owned by and run for the benefit of our 500,000 members
  • Over 160 years' experience
  • Taking care of over £10 billion of our customers' assets
  • Members can access a Member Rewards page featuring competitions, discounts and more.

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^ Tax-free means UK Income Tax and Capital Gains Tax is not deducted from the interest you earn. This depends on your individual circumstances, and may change in future.

* Gross interest is the rate of interest before income tax is deducted at the rate set by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid once each year on the whole balance, including previous interest payments.

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