Regular Saver accounts

If you’re saving for something over the course of a year and would like to grow your savings without investing a lump sum, our Regular Saver accounts can give you a helping hand. Like our Fixed Rate accounts, interest remains fixed for the term (in this case 1 year). You can make multiple deposits every month up to your limit, with the interest paid on maturity.

  • You want to know how much interest your savings will earn over a year
  • You have from £1 or more to open an account
  • You want to save regularly towards a specific goal, not necessarily every month
  • You don’t mind leaving your savings untouched for a year.
  • You don’t have a regular amount to save (or you’ve got a lump sum instead)
  • You need regular access to your savings
  • You’d like a variable interest rate.
  Gross* each year AER† Minimum to open Withdrawal notice  
Thank You Online Saver Issue 4 1.40% 1.40% £1 None More details
Thank You Saver Issue 4 1.40% 1.40% £1 None More details
1 Year Regular Saver Bond Issue 25 1.05% 1.05% £20 Not permitted More details
First Home Steps Account Issue 3 0.80% 0.80% £1 None More details
First Home Steps Online Issue 2 0.80% 0.80% £1 None More details

* Gross interest is the rate of interest before income tax is deducted at the rate set by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid once each year on the whole balance, including previous interest payments.

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