Mortgage payment holiday overpayment form

Repay your payment holiday with a one off overpayment

If you are in a better financial position after your Mortgage Payment Holiday then we’re really pleased for you and your changed circumstances. And you’re welcome to make overpayments (regularly or as a lump sum) to your mortgage account to cover your missed payments.

This overpayment is in addition to the overpayment facility already available on all non-flexible residential and BTL mortgages, which is an allowance of 10% of the outstanding balance (as at January 1st) per calendar year. Please note, if you overpay more than your annual 10% allowance and payment holiday allowance combined, you may incur an Early Repayment Charge.

To overpay on your mortgage, you can:

Set up a standing order with your bank
Call us to make a payment over the phone
Complete an online bank transfer with your bank

In line with UK Government guidelines you can:

Pop into branch to pay by cash or cheque
Post a cheque to us

When paying directly from your bank, including by standing order, please quote the following details:

Account number : 90653535

Sort code : 20-18-23

Reference : Your mortgage account number

Once you've made an overpayment, please complete the form below and we'll contact you if there are any problems. You can also contact us if you need, on 0330 333 4000