Our Commercial Team

We pride ourselves on outstanding personal service. When you take out a property funding solution with us, one of our expert relationship managers will be there to help you. 

Commercial team

Senior Team

Peter Hughes

Peter Hughes - Managing Director, Principality Commercial

Peter has headed up Principality’s Commercial team since 2002. He is ACIB qualified and leads a divisional strategy that means Principality play a significant part in a wide range of open market and affordable projects. Peter manages stakeholder relationships with regulators and rating agencies in South Wales and London, and his strength is in nurturing a culture in the team that means all can perform and develop to the very best of their ability. 

T: 02920 773 505 | E: Peter.Hughes@principality.co.uk
Jim Brook

Jim Brook - Head of the Relationship Team

Jim leads the commercial relationship team and helps them fully support customers and deliver a first class service. Jim joined Principality in 2016 with an impressive 29 years’ experience working in corporate banking, mainly leading real estate customer relationship management teams for the RBS Group.

T: 02920 773 829 | E: Jim.Brook@principality.co.uk

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David Harvey

Michelle Wade - Head of Commercial Operations

Michelle Wade was appointed as the Head of Operations for commercial lending in late 2018. She was the Head of Principality Building Society’s 71 retail branches and agencies across Wales and the borders for three years.  This followed almost two decades of experience at RBS, where she was latterly a regional director overseeing business, private and branch banking.  

T: 02920 773 668 | E: Michelle.Wade@principality.co.uk

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Relationship Team

Gareth Redding

Gareth Redding - Senior Portfolio Manager

Gareth looks after a large lending portfolio of clients with both investment and development needs. As a qualified banker, he knows that building strong relationships with local professionals and working in partnership with customers helps best look after their property funding requirements. Before joining Principality in 2002, Gareth spent 20 years gaining extensive commercial experience with the High Street banks. 

T: 02920 773 511 | E: Gareth.Redding@principality.co.uk

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David Harvey

David Harvey - Business Development Manager

David manages a large lending portfolio, complimented by his extensive knowledge of the property market in London and the South East, and his background in property finance. David joined Principality in 2013 with 12 years’ experience as a Property Relationship Manager at Israel Discount Bank in London.

T: 02920 773 739 | E: David.Harvey@principality.co.uk

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Jan Quarrington

Jan Quarrington - Social Housing Manager

Jan has managed a large portfolio of housing association clients for Principality since 2016. She’s passionate about the role of housing associations and is committed to supporting them to deliver more affordable housing. Having spent 3 years working in the social housing sector, as well as working in corporate banking for many years, much of which was as a front line Customer Relationship Manager, Jan truly understands the challenges associations face.

T: 02920 773 221 | E: Jan.Quarrington@principality.co.uk

Stephen Ryan - Relationship Manager

Stephen joined with 25 years’ experience in the commercial sector and takes care of clients with development and investment needs, as well as developing relationships with professionals and key influencers in the local business community. His role has contributed to the team winning the Insider Property Funder of the Year award in 2017 the same year he joined.

T: 02920 773 685 | E: Stephen.Ryan@principality.co.uk

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Jill Woodward - Relationship Manager

Jill works closely with existing borrowers and their financial advisors to provide tailored solutions and to seek out deal origination opportunities. She has a breadth of experience in the real estate sector, having worked in credit sanctioning and relationship management roles, most latterly with HBOS where she managed a large corporate portfolio. Jill, a chartered banker for over 20 years, joined Principality in 2012.

T: 02920 773 045 | E: Jill.Woodward@principality.co.uk

Angela Niering

Angela Niering-Wren - Relationship Manager

Angela is responsible for managing a large customer portfolio, as well as being involved in many divisional projects. She’s a firm believer in building solid relationships based on dependability, transparency and attention to detail. Angela, who is ACIB qualified, joined Principality in 2005 with 20 years’ experience in financial services, including 14 years in commercial banking.

T: 02920 773 109 | E: Angela.Niering-Wren@principality.co.uk

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Chad Griffiths - Relationship Manager

Chad has built up a large portfolio of clients through his expertise in business development and his focus on understanding his customers and tailoring solutions for them in a straightforward and timely way. Much of Chad’s portfolio has been in funding new build residential development across Wales, the West and South East of England. Chad joined Principality in 2012, having previously worked for HSBC Business Banking.

T: 02920 773 517 | E: Chad.Griffiths@principality.co.uk

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James Ford - Assistant Portfolio Manager

James manages a large lending portfolio, with interest across all asset classes. Using the experience he has gained through 11 years in the financial services sector, James aims to provide a consistent and reliable service by understanding the customer’s needs and wants and the markets they operate in. As well as managing his own portfolio, James regularly provides additional support  on the larger and more complex deals.

T: 02920 773 535 | E: james.ford@principality.co.uk

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Committed to Helping People into Homes

We're here to help...

So call our commercial support team on our dedicated number 02920 773 538 or alternatively, you can complete our online enquiry form.

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Principality. Where home matters.