ISA Arian Parod Cyfradd Sefydlog 5 Mlynedd

Our 5 Year Fixed Rate ISA may be right for you if you have a lump sum to invest and you can leave your investment untouched for 5 years.

  Cyfraddau llog Balans Di-dreth^ y fl. AER†
Annual interest £500 - £15,240 1.20% 1.20%
Monthly interest £500 - £15,240 1.19% 1.20%
  • Save online, in branch or by post
  • Save from £500 to £15,240
  • Transfer in your existing ISA
  • Interest is calculated daily and paid annually or monthly
  • Additional deposits permitted while the ISA remains on sale
  • No withdrawals allowed before the end of the 5 year term
  • Closure permitted subject to loss of 360 days' interest
  • Limited availability
Summary Box
  Summary Box
Account Name 5 Year Fixed Rate Cash ISA Issue 161
What is the interest rate?
AER†
Tax-free^p.a.
Fixed annual interest
1.20%
1.20%
Fixed monthly interest
1.20%
1.19%

Interest is calculated on your daily balance and paid annually on the anniversary of your ISA opening or monthly, paid one month after the date on which your ISA is opened, and then monthly after that, depending on what you choose.
Can Principality change the interest rate? No, the rate on this ISA is fixed for 5 years until maturity.
What would the estimated balance be after 60 months based on a £1,000 deposit? £1,061.46 (based on the assumption that you choose to have interest paid annually and added to your ISA and no further deposits are made).
How do I open and manage my account?
  • You must be aged 16 or over, a UK resident for tax purposes and an individual applicant to open and operate this account.
  • Open your account in branch, agency, online or by post.
  • The minimum balance is £500 and you can save up to the current annual Cash ISA limit of £15,240 (plus transfers-in of existing ISA balances) in this tax year. The minimum balance must be maintained to operate the account.
  • You can keep making deposits while the ISA remains on sale.
  • The ISA will mature after 5 years on the anniversary of opening.
  • Manage your account in branch, agency, online or by post.
Can I withdraw money?
  • No withdrawals permitted prior to maturity.
  • Early closure or transfer to another ISA provider permitted subject to 360 days’ loss of interest.
  • We will write to you before your ISA matures to let you know what other ISAs we can offer you.
  • If we don't receive any instructions from you before your ISA matures, your ISA will be transferred to our Variable Rate Cash ISA or its nearest equivalent.
Additional information
  • Service charges and costs may apply to your account. These are outlined in our Tariff of Charges.
  • In certain circumstances we may refuse an instruction to operate an account. These circumstances are outlined on page 5 of the Savings Terms and Conditions.
  • Rates correct as at 07/12/16.
Calculate your savings

Savings calculator

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  1. The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
  2. The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
  3. It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future). 

Before you apply below, please read the Telerau ac Amodau Bond Cyfradd Sefydlog 5 Mlynedd Rhif 161

Os ydych yn trosglwyddo cyfraniadau ISA blynyddoedd blaenorol yn unig, nodwch mai £500 yw eich adnau dechreuol ar eich ffurflen gais. Bydd y ffurflen gais yn gofyn i chi a ydych yn trosglwyddo yn ddiweddarach yn y broses.

Cewch fuddsoddi mewn un ISA Arian Parod yn unig mewn blwyddyn dreth

Gan y byddwch yn rhwym i Delerau y Cyfrif ISA, mae'n rhaid i chi eu darllen. Os nad ydych yn deall unrhyw un o'r telerau ac amodau cysylltwch â ni i gael mwy o wybodaeth.

Rydym yn argymell eich bod yn argraffu ac yn cadw copi o'r telerau ac amodau hyn ar gyfer eich cofnodion.

Darllenwch y canlynol hefyd:

^ Mae di-dreth yn golygu nad oes yn rhaid talu Treth Incwm a Threth Enillion Cyfalaf y DU ar y llog a enillwch. Mae eich sefyllfa o ran treth yn dibynnu ar amgylchiadau unigol a gall newid yn y dyfodol. 

† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.


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ISA Arian Parod Cyfradd Sefydlog 5 Mlynedd Rhif 161


  • 6ed cymdeithas adeiladu fwyaf y DU
  • Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
  • Dros 150 mlynedd o brofiad
  • Gofalu am werth dros £8 biliwn o asedau ein cwsmeriaid

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