First Time Buyers

Make your first house a home

Helping you make your first move

We've been helping Members get on the property ladder for more than 150 years. That ladder may have changed a lot since then, but buying a house can still be just as confusing. So no matter what stage of the process you're at, from saving for a deposit to choosing a survey, we're here to help in any way possible. 

We understand that there's a lot to take in. So if at any time you'd like to talk through your options in person, simply pop in to your local branch or call us on 0330 333 4000 to talk to one of our friendly customer consultants.

 

First Time Trier

Need help finding your first home? 

Saving up to buy your first home? Arranging a mortgage and buying a home can seem daunting, but we break down the barriers in our easy-to-understand video guides, infographics and more. 

  Initial rate Until Then standard variable rate Overall cost for comparison (APRC) Product Fee Cashback  
95% LTV Fixed Rate Mortgage 3.55% 31/03/22 5.05% 4.9% £0 There is a £1000.00 cashback facility with this product. More details
95% LTV Fixed Rate Mortgage 3.60% 31/03/25 5.05% 4.6% £0 There is a £1000.00 cashback facility with this product. More details
Shared Equity 75% LTV Fixed Rate Mortgage 2.40% 31/03/22 5.05% 4.7% £0 There is no cashback facility with this product. More details
Shared Equity 75% LTV Fixed Rate Mortgage 3.70% 31/03/25 5.05% 4.6% £0 There is no cashback facility with this product. More details
Shared Ownership 75% LTV Fixed Rate Mortgage 2.40% 31/03/22 5.05% 4.7% £0 There is no cashback facility with this product. More details
Shared Ownership 75% LTV Fixed Rate Mortgage 3.70% 31/03/25 5.05% 4.6% £0 There is no cashback facility with this product. More details
Shared Ownership Wales 75% LTV Fixed Rate Mortgage 3.70% 31/03/25 5.05% 4.6% £0 There is no cashback facility with this product. More details
90% LTV Fixed Rate Mortgage 2.29% 31/03/22 5.05% 4.7% £895 There is a £500.00 cashback facility with this product More details
90% LTV Fixed Rate Mortgage 2.38% 31/03/22 5.05% 4.7% £0 There is no cashback facility with this product. More details
90% LTV Fixed Rate Mortgage 2.50% 31/03/23 5.05% 4.5% £0 There is no cashback facility with this product. More details
90% LTV Fixed Rate Mortgage 2.40% 31/03/25 5.05% 4.1% £1,395 There is a £500.00 cashback facility with this product More details
90% LTV Fixed Rate Mortgage 2.55% 31/03/25 5.05% 4.1% £0 There is no cashback facility with this product. More details
95% LTV Fixed Rate Mortgage 3.05% 31/03/22 5.05% 4.8% £0 There is no cashback facility with this product. More details
95% Fixed Rate Mortgage 5 Year 3.35% 31/03/25 5.05% 4.4% £0 There is no cashback facility with this product. More details
90% LTV Fixed Rate Mortgage - Joint Borrower Sole Proprietor 2.65% 31/03/22 5.05% 4.7% £0 There is a £500.00 cashback facility with this product. More details
90% LTV Fixed Rate Mortgage - Joint Borrower Sole Proprietor 2.70% 31/03/25 5.05% 4.2% £0 There is a £500.00 cashback facility with this product. More details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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