Learner Earner
Dim ond mewn cangen neu asiantaeth y gellir agor ein Cyfrif Dysgu Cynilo. Rydym wedi ei sefydlu fel hyn gan ei fod wedi ei gynllunio i helpu plant i ddysgu pam y dylent gynilo, drwy gyfrwng pecynnau gweithgareddau hwyliog, llyfr stori a sticeri, cadw-mi-gei, a'r profiad o ymweld â'u cangen leol yn rheolaidd i adneuo arian.
- Due to the latest government guidance, from Monday 26th October to the 8th November, we will be unable to conduct any branch appointments for savings account openings in Wales.
- Dim ond ar y cyd ag oedolyn dros 18 oed y gellir agor y cyfrif hwn
- Dim ond fel llofnodwr y gellir agor Cyfrifon Dysgu Cynilo i blant, cliciwch yma i gael rhagor o wybodaeth
- Cynilo mewn cangen, asiantaeth, neu drwy'r post
- Cynilwch hyd at £250 y mis fesul cyfrif
- Lleiafswm y buddsoddiad cychwynnol yw £1, uchafswm y balans yw £20,000 fesul cyfrif
- Cyfrifir llog ar eich balans yn ddyddiol a chaiff ei dalu yn flynyddol
- Caniateir adneuon lluosog hyd at yr uchafswm misol
- Caniateir codi arian dair gwaith bob blwyddyn galendr
- Yr uchafswm oedran ar gyfer y plentyn sy'n agor y Cyfrif hwn yw 17, isafswm oedran yr oedolyn yw 18
- Ar gael yn gyfyngedig
Cyfraddau llog | Balans | Gros* y fl. | AER† | |
---|---|---|---|---|
Variable | £1 - £20,000 | 2.35% | 2.35% |
- Blwch Crynodeb
- Cyfrifo eich cynilion
- Cymorth a chanllawiau
Blwch Crynodeb | |
---|---|
Account Name | Learner Earner Issue 3 |
What is the interest rate? | 2.35% Gross* p.a. / AER† (Variable) Interest is calculated on the daily balance and paid annually on the 1 January every year. |
Can Principality change the interest rate? | Yes, variable account rates could increase or decrease. Customers will be given personal notification of any material reduction in Interest rates a minimum of 14 days before the change takes effect. To understand why rates may be reduced please refer to our Savings Terms and Conditions. |
What would the estimated balance be after 12 months based on a £3,000 deposit? | £3,038.19 (based on 12 monthly deposits of £250, the first being made at account opening and the remaining 11 on the same day each calendar month, and on the assumption that no withdrawals are made). |
Sut ydw i’n agor a rheoli fy nghyfrif? |
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A gaf i godi arian? |
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Gwybodaeth ychwanegol |
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Before you apply, please read the Learner Earner Issue 3 Terms & Conditions
As the adult, signatory and child will be bound by the Account Terms of the account and their information is held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them, please contact us for further information.
- Savings Terms and Conditions
- Learner Earner Issue 3 Account Terms and Product Summary Information
- Privacy Policy
We recommend that you print and keep a copy of these terms and conditions for your records.
Please also read the following:
- Basic information about the protection of your eligible deposits
- Electronic Verification Guide
- Tariff of Charges
- Your Information
^ Mae di-dreth yn golygu na fydd yn rhaid ichi dalu Treth Incwm y DU na Threth ar Enillion Cyfalaf ar y llog byddwch yn ei ennill. Mae’r system dreth yn dibynnu ar eich amgylchiadau unigol; mae’n bosibl na fydd yn cael ei chynnal yn y dyfodol.
* Gros yw’r gyfradd llog sy’n daladwy yn ôl y contract cyn tynnu treth incwm yn unol â’r gyfradd a ddynodir gan y gyfraith.
† Ystyr AER yw Annual Equivalent Rate (Cyfradd Gyfwerth Flynyddol) ac mae’n dangos faint fyddai’r gyfradd llog pe byddai’r llog yn cael ei dalu a’i adlogi unwaith y flwyddyn.
Savings calculator
- The results displayed were dependent on the information you provided and are for illustrative purposes only and are by no means an indication of being suitable for your individual circumstances.
- The calculations assume interest is paid gross* of income tax on the entire balance on an annual basis
- It has been assumed that no withdrawals or additional deposits would be made from the account during the saving duration, and that the interest rate also remains the same during this time (note that interest rates on variable rate savings account are subject to change, and when fixed rate deals end, there is no guarantee that the same rate will be available in the future).